C
Deer River Cooperative Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Deer River Cooperative Credit Union
Deer River, MN
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Rating C
Asset Quality Index 10.00
Capitalization Index 8.00
Liquidity Index 2.90
Profitability Index 2.70
Stability Index 5.60
Company Info Deer River Cooperative Credit Union
Deer River, MN
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NCUA Charter Number 4248
Phone Number (218) 246-8777
Website drccu.com
Asset Quality Deer River Cooperative Credit Union
Deer River, MN
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1-Year Asset Growth 10.39%
5-Year Asset Growth 8.79%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Deer River Cooperative Credit Union
Deer River, MN
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Total Assets 29.63M
Total Deposits 26.61M
Capital and Reserves Deer River Cooperative Credit Union
Deer River, MN
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Capital 3.00M
Leverage Ratio 10.18
Loan Loss Reserves to Loans 0.23%
Liquidity Deer River Cooperative Credit Union
Deer River, MN
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Hot Money Ratio 0.00%
Liquidity Ratio 15.06%
Profitability Deer River Cooperative Credit Union
Deer River, MN
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5-Year Return on Average Assets 0.68%
Net Income 39.00K
Net Interest Spread 3.48%
Operating Profit to Average Assets 0.55%
Overhead Efficiency Ratio 83.33%
Return on Assets 0.53%
Return on Equity 5.23%