| Weiss Ratings |
Reading Berks School Employees Credit Union
Reading, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 6.00 | |||
| Company Info |
Reading Berks School Employees Credit Union
Reading, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4251 | |||
| Phone Number | (610) 921-1003 | |||
| Website | rbsecu.com | |||
| Asset Quality |
Reading Berks School Employees Credit Union
Reading, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -6.13% | |||
| 5-Year Asset Growth | -3.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.91% | |||
| Non-Performing Loans to Capital | 5.79% | |||
| Non-Performing Loans to Loans | 2.19% | |||
| Balance Sheet |
Reading Berks School Employees Credit Union
Reading, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 13.82M | |||
| Total Deposits | 11.65M | |||
| Capital and Reserves |
Reading Berks School Employees Credit Union
Reading, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 2.15M | |||
| Leverage Ratio | 15.56 | |||
| Loan Loss Reserves to Loans | 0.49% | |||
| Liquidity |
Reading Berks School Employees Credit Union
Reading, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 29.56% | |||
| Profitability |
Reading Berks School Employees Credit Union
Reading, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.21% | |||
| Net Income | 47.00K | |||
| Net Interest Spread | 3.11% | |||
| Operating Profit to Average Assets | 0.44% | |||
| Overhead Efficiency Ratio | 85.89% | |||
| Return on Assets | 0.44% | |||
| Return on Equity | 2.96% | |||