FreeStar Financial Credit Union

Clinton Township, MI

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	FreeStar Financial Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.40
Capitalization Index	6.20
Liquidity Index	3.50
Profitability Index	4.20
Stability Index	5.20

Company Info	FreeStar Financial Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4255
Phone Number	(586) 466-7800
Website	www.freestarfinancial.com

Asset Quality	FreeStar Financial Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	5.79%
5-Year Asset Growth	7.73%
5-Year Charge-Offs to Average Loans	0.40%
Charge-Offs to Average Loans	0.55%
Non-Performing Assets to Assets	0.67%
Non-Performing Loans to Capital	7.30%
Non-Performing Loans to Loans	1.05%

Balance Sheet	FreeStar Financial Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	337.43M
Total Deposits	297.80M

Capital and Reserves	FreeStar Financial Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
Capital	29.13M
Leverage Ratio	9.68
Loan Loss Reserves to Loans	0.82%

Liquidity	FreeStar Financial Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	10.09%
Liquidity Ratio	15.47%

Profitability	FreeStar Financial Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.45%
Net Income	649.00K
Net Interest Spread	4.08%
Operating Profit to Average Assets	0.69%
Overhead Efficiency Ratio	85.05%
Return on Assets	0.39%
Return on Equity	4.61%