B
FreeStar Financial Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FreeStar Financial Credit Union
Clinton Township, MI
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Rating B
Asset Quality Index 7.80
Capitalization Index 5.90
Liquidity Index 3.90
Profitability Index 3.60
Stability Index 4.90
Company Info FreeStar Financial Credit Union
Clinton Township, MI
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NCUA Charter Number 4255
Phone Number (586) 466-7800
Website www.freestarfinancial.com
Asset Quality FreeStar Financial Credit Union
Clinton Township, MI
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1-Year Asset Growth 3.64%
5-Year Asset Growth 7.73%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 5.90%
Non-Performing Loans to Loans 0.82%
Balance Sheet FreeStar Financial Credit Union
Clinton Township, MI
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Total Assets 340.84M
Total Deposits 303.95M
Capital and Reserves FreeStar Financial Credit Union
Clinton Township, MI
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Capital 28.14M
Leverage Ratio 9.46
Loan Loss Reserves to Loans 0.81%
Liquidity FreeStar Financial Credit Union
Clinton Township, MI
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Hot Money Ratio 10.39%
Liquidity Ratio 19.94%
Profitability FreeStar Financial Credit Union
Clinton Township, MI
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5-Year Return on Average Assets 0.45%
Net Income 259.00K
Net Interest Spread 3.93%
Operating Profit to Average Assets 0.51%
Overhead Efficiency Ratio 88.32%
Return on Assets 0.31%
Return on Equity 3.75%