| Weiss Ratings |
United Local Credit Union
Fresno, CA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 8.40 | |||
| Company Info |
United Local Credit Union
Fresno, CA |
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| NCUA Charter Number | 4256 | |||
| Phone Number | (559) 227-8329 | |||
| Website | www.unitedlocal.org | |||
| Asset Quality |
United Local Credit Union
Fresno, CA |
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| 1-Year Asset Growth | -5.65% | |||
| 5-Year Asset Growth | 2.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.65% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 0.99% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
United Local Credit Union
Fresno, CA |
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| Total Assets | 126.06M | |||
| Total Deposits | 103.00M | |||
| Capital and Reserves |
United Local Credit Union
Fresno, CA |
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| Capital | 21.82M | |||
| Leverage Ratio | 17.91 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Liquidity |
United Local Credit Union
Fresno, CA |
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| Hot Money Ratio | 12.30% | |||
| Liquidity Ratio | 24.58% | |||
| Profitability |
United Local Credit Union
Fresno, CA |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 156.00K | |||
| Net Interest Spread | 4.25% | |||
| Operating Profit to Average Assets | 0.91% | |||
| Overhead Efficiency Ratio | 79.60% | |||
| Return on Assets | 0.50% | |||
| Return on Equity | 2.87% | |||