| Weiss Ratings |
United Local Credit Union
Fresno, CA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 8.70 | |||
| Company Info |
United Local Credit Union
Fresno, CA |
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| NCUA Charter Number | 4256 | |||
| Phone Number | (559) 227-8329 | |||
| Website | www.unitedlocal.org | |||
| Asset Quality |
United Local Credit Union
Fresno, CA |
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| 1-Year Asset Growth | -2.31% | |||
| 5-Year Asset Growth | 1.81% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 1.36% | |||
| Non-Performing Loans to Loans | 0.28% | |||
| Balance Sheet |
United Local Credit Union
Fresno, CA |
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| Total Assets | 123.15M | |||
| Total Deposits | 98.86M | |||
| Capital and Reserves |
United Local Credit Union
Fresno, CA |
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| Capital | 23.21M | |||
| Leverage Ratio | 19.19 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Liquidity |
United Local Credit Union
Fresno, CA |
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| Hot Money Ratio | 12.71% | |||
| Liquidity Ratio | 25.03% | |||
| Profitability |
United Local Credit Union
Fresno, CA |
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| 5-Year Return on Average Assets | 0.61% | |||
| Net Income | 212.00K | |||
| Net Interest Spread | 4.66% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 81.15% | |||
| Return on Assets | 0.69% | |||
| Return on Equity | 3.68% | |||