| Weiss Ratings |
United Local Credit Union
Fresno, CA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 8.70 | |||
| Company Info |
United Local Credit Union
Fresno, CA |
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| NCUA Charter Number | 4256 | |||
| Phone Number | (559) 227-8329 | |||
| Website | www.unitedlocal.org | |||
| Asset Quality |
United Local Credit Union
Fresno, CA |
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| 1-Year Asset Growth | -1.73% | |||
| 5-Year Asset Growth | 1.81% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.49% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 1.26% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
United Local Credit Union
Fresno, CA |
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| Total Assets | 120.64M | |||
| Total Deposits | 95.96M | |||
| Capital and Reserves |
United Local Credit Union
Fresno, CA |
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| Capital | 23.69M | |||
| Leverage Ratio | 19.85 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Liquidity |
United Local Credit Union
Fresno, CA |
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| Hot Money Ratio | 13.55% | |||
| Liquidity Ratio | 21.25% | |||
| Profitability |
United Local Credit Union
Fresno, CA |
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| 5-Year Return on Average Assets | 0.61% | |||
| Net Income | 527.00K | |||
| Net Interest Spread | 4.67% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 81.47% | |||
| Return on Assets | 0.58% | |||
| Return on Equity | 3.02% | |||