| Weiss Ratings |
Extra Credit Union
Warren, MI |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 9.90 | |||
| Stability Index | 8.00 | |||
| Company Info |
Extra Credit Union
Warren, MI |
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| NCUA Charter Number | 4261 | |||
| Phone Number | (586) 276-3000 | |||
| Website | www.extracreditunion.org | |||
| Asset Quality |
Extra Credit Union
Warren, MI |
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| 1-Year Asset Growth | 4.57% | |||
| 5-Year Asset Growth | 6.11% | |||
| 5-Year Charge-Offs to Average Loans | 1.12% | |||
| Charge-Offs to Average Loans | 1.71% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 3.64% | |||
| Non-Performing Loans to Loans | 0.99% | |||
| Balance Sheet |
Extra Credit Union
Warren, MI |
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| Total Assets | 332.71M | |||
| Total Deposits | 283.94M | |||
| Capital and Reserves |
Extra Credit Union
Warren, MI |
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| Capital | 46.39M | |||
| Leverage Ratio | 15.24 | |||
| Loan Loss Reserves to Loans | 3.02% | |||
| Liquidity |
Extra Credit Union
Warren, MI |
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| Hot Money Ratio | 8.63% | |||
| Liquidity Ratio | 29.41% | |||
| Profitability |
Extra Credit Union
Warren, MI |
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| 5-Year Return on Average Assets | 1.62% | |||
| Net Income | 1.02M | |||
| Net Interest Spread | 6.05% | |||
| Operating Profit to Average Assets | 1.96% | |||
| Overhead Efficiency Ratio | 72.19% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 9.01% | |||