| Weiss Ratings |
Extra Credit Union
Warren, MI |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 6.30 | |||
| Company Info |
Extra Credit Union
Warren, MI |
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| NCUA Charter Number | 4261 | |||
| Phone Number | (586) 276-3000 | |||
| Website | www.extracreditunion.org | |||
| Asset Quality |
Extra Credit Union
Warren, MI |
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| 1-Year Asset Growth | -2.20% | |||
| 5-Year Asset Growth | 6.15% | |||
| 5-Year Charge-Offs to Average Loans | 1.27% | |||
| Charge-Offs to Average Loans | 1.70% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 3.11% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
Extra Credit Union
Warren, MI |
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| Total Assets | 318.15M | |||
| Total Deposits | 276.85M | |||
| Capital and Reserves |
Extra Credit Union
Warren, MI |
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| Capital | 38.79M | |||
| Leverage Ratio | 14.68 | |||
| Loan Loss Reserves to Loans | 3.12% | |||
| Liquidity |
Extra Credit Union
Warren, MI |
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| Hot Money Ratio | 6.20% | |||
| Liquidity Ratio | 14.58% | |||
| Profitability |
Extra Credit Union
Warren, MI |
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| 5-Year Return on Average Assets | 1.59% | |||
| Net Income | 962.00K | |||
| Net Interest Spread | 5.30% | |||
| Operating Profit to Average Assets | 2.17% | |||
| Overhead Efficiency Ratio | 69.03% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 10.07% | |||