| Weiss Ratings |
Extra Credit Union
Warren, MI |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 8.00 | |||
| Company Info |
Extra Credit Union
Warren, MI |
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| NCUA Charter Number | 4261 | |||
| Phone Number | (586) 276-3000 | |||
| Website | www.extracreditunion.org | |||
| Asset Quality |
Extra Credit Union
Warren, MI |
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| 1-Year Asset Growth | 7.44% | |||
| 5-Year Asset Growth | 6.11% | |||
| 5-Year Charge-Offs to Average Loans | 1.12% | |||
| Charge-Offs to Average Loans | 1.45% | |||
| Non-Performing Assets to Assets | 0.76% | |||
| Non-Performing Loans to Capital | 4.46% | |||
| Non-Performing Loans to Loans | 1.34% | |||
| Balance Sheet |
Extra Credit Union
Warren, MI |
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| Total Assets | 334.46M | |||
| Total Deposits | 280.77M | |||
| Capital and Reserves |
Extra Credit Union
Warren, MI |
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| Capital | 51.51M | |||
| Leverage Ratio | 16.55 | |||
| Loan Loss Reserves to Loans | 3.07% | |||
| Liquidity |
Extra Credit Union
Warren, MI |
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| Hot Money Ratio | 8.92% | |||
| Liquidity Ratio | 26.32% | |||
| Profitability |
Extra Credit Union
Warren, MI |
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| 5-Year Return on Average Assets | 1.62% | |||
| Net Income | 5.66M | |||
| Net Interest Spread | 6.17% | |||
| Operating Profit to Average Assets | 2.13% | |||
| Overhead Efficiency Ratio | 54.85% | |||
| Return on Assets | 3.43% | |||
| Return on Equity | 23.96% | |||