B
Generations Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Generations Credit Union
Rockford, IL
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 4.80
Stability Index 6.90
Company Info Generations Credit Union
Rockford, IL
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NCUA Charter Number 4262
Phone Number (815) 316-2900
Website generationscu.org
Asset Quality Generations Credit Union
Rockford, IL
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1-Year Asset Growth 1.18%
5-Year Asset Growth 4.04%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.05%
Non-Performing Loans to Loans 0.39%
Balance Sheet Generations Credit Union
Rockford, IL
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Total Assets 22.57M
Total Deposits 18.89M
Capital and Reserves Generations Credit Union
Rockford, IL
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Capital 3.54M
Leverage Ratio 15.69
Loan Loss Reserves to Loans 1.69%
Liquidity Generations Credit Union
Rockford, IL
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Hot Money Ratio 10.98%
Liquidity Ratio 13.30%
Profitability Generations Credit Union
Rockford, IL
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5-Year Return on Average Assets 0.49%
Net Income 128.00K
Net Interest Spread 4.03%
Operating Profit to Average Assets 0.78%
Overhead Efficiency Ratio 82.42%
Return on Assets 0.75%
Return on Equity 4.92%