A
Brainerd B N Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Brainerd B N Credit Union
Brainerd, MN
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Rating A
Asset Quality Index 10.00
Capitalization Index 9.20
Liquidity Index 5.80
Profitability Index 5.20
Stability Index 7.50
Company Info Brainerd B N Credit Union
Brainerd, MN
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NCUA Charter Number 4264
Phone Number (218) 829-9065
Website bbncu.org
Asset Quality Brainerd B N Credit Union
Brainerd, MN
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1-Year Asset Growth 8.94%
5-Year Asset Growth 6.64%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.78%
Non-Performing Loans to Loans 0.27%
Balance Sheet Brainerd B N Credit Union
Brainerd, MN
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Total Assets 120.93M
Total Deposits 106.59M
Capital and Reserves Brainerd B N Credit Union
Brainerd, MN
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Capital 13.27M
Leverage Ratio 10.97
Loan Loss Reserves to Loans 0.63%
Liquidity Brainerd B N Credit Union
Brainerd, MN
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Hot Money Ratio 13.84%
Liquidity Ratio 47.46%
Profitability Brainerd B N Credit Union
Brainerd, MN
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5-Year Return on Average Assets 0.67%
Net Income 647.00K
Net Interest Spread 2.88%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 74.52%
Return on Assets 0.75%
Return on Equity 6.66%