A
Brainerd B N Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Brainerd B N Credit Union
Brainerd, MN
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Rating A
Asset Quality Index 9.00
Capitalization Index 9.60
Liquidity Index 5.80
Profitability Index 5.60
Stability Index 7.80
Company Info Brainerd B N Credit Union
Brainerd, MN
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NCUA Charter Number 4264
Phone Number (218) 829-9065
Website www.bbncu.org/
Asset Quality Brainerd B N Credit Union
Brainerd, MN
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1-Year Asset Growth 7.38%
5-Year Asset Growth 6.64%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.19%
Non-Performing Loans to Loans 0.04%
Balance Sheet Brainerd B N Credit Union
Brainerd, MN
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Total Assets 113.77M
Total Deposits 100.52M
Capital and Reserves Brainerd B N Credit Union
Brainerd, MN
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Capital 12.86M
Leverage Ratio 11.30
Loan Loss Reserves to Loans 0.66%
Liquidity Brainerd B N Credit Union
Brainerd, MN
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Hot Money Ratio 13.52%
Liquidity Ratio 44.01%
Profitability Brainerd B N Credit Union
Brainerd, MN
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5-Year Return on Average Assets 0.67%
Net Income 234.00K
Net Interest Spread 2.94%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 70.32%
Return on Assets 0.83%
Return on Equity 7.35%