C
Copoco Community Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Copoco Community Credit Union
Bay City, MI
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Rating C
Asset Quality Index 6.30
Capitalization Index 4.70
Liquidity Index 5.60
Profitability Index 2.00
Stability Index 1.70
Company Info Copoco Community Credit Union
Bay City, MI
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NCUA Charter Number 4269
Phone Number (989) 684-1873
Website www.copoco.org
Asset Quality Copoco Community Credit Union
Bay City, MI
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1-Year Asset Growth -8.10%
5-Year Asset Growth 1.12%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 11.06%
Non-Performing Loans to Loans 1.74%
Balance Sheet Copoco Community Credit Union
Bay City, MI
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Total Assets 103.82M
Total Deposits 96.11M
Capital and Reserves Copoco Community Credit Union
Bay City, MI
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Capital 6.21M
Leverage Ratio 8.43
Loan Loss Reserves to Loans 1.07%
Liquidity Copoco Community Credit Union
Bay City, MI
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Hot Money Ratio 6.30%
Liquidity Ratio 38.34%
Profitability Copoco Community Credit Union
Bay City, MI
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5-Year Return on Average Assets -0.03%
Net Income 19.00K
Net Interest Spread 3.97%
Operating Profit to Average Assets 0.09%
Overhead Efficiency Ratio 97.43%
Return on Assets 0.07%
Return on Equity 1.26%