C
Webster First Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Webster First Federal Credit Union
Worcester, MA
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Rating C
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 9.60
Stability Index 4.30
Company Info Webster First Federal Credit Union
Worcester, MA
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NCUA Charter Number 427
Phone Number (800) 962-4452
Website www.websterfirst.com
Asset Quality Webster First Federal Credit Union
Worcester, MA
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1-Year Asset Growth 1.92%
5-Year Asset Growth 6.40%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 2.36%
Non-Performing Loans to Loans 0.51%
Balance Sheet Webster First Federal Credit Union
Worcester, MA
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Total Assets 1.48B
Total Deposits 1.05B
Capital and Reserves Webster First Federal Credit Union
Worcester, MA
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Capital 272.14M
Leverage Ratio 19.11
Loan Loss Reserves to Loans 0.64%
Liquidity Webster First Federal Credit Union
Worcester, MA
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Hot Money Ratio 15.84%
Liquidity Ratio 11.32%
Profitability Webster First Federal Credit Union
Worcester, MA
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5-Year Return on Average Assets 1.03%
Net Income 17.45M
Net Interest Spread 3.67%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 57.68%
Return on Assets 1.58%
Return on Equity 8.88%