B
Florida Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Florida Credit Union
Gainesville, FL
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Rating B
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 10.00
Stability Index 5.70
Company Info Florida Credit Union
Gainesville, FL
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NCUA Charter Number 4277
Phone Number (352) 377-4141
Website www.flcu.org
Asset Quality Florida Credit Union
Gainesville, FL
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1-Year Asset Growth 10.61%
5-Year Asset Growth 12.59%
5-Year Charge-Offs to Average Loans 0.61%
Charge-Offs to Average Loans 0.96%
Non-Performing Assets to Assets 0.65%
Non-Performing Loans to Capital 4.23%
Non-Performing Loans to Loans 0.53%
Balance Sheet Florida Credit Union
Gainesville, FL
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Total Assets 2.43B
Total Deposits 2.04B
Capital and Reserves Florida Credit Union
Gainesville, FL
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Capital 315.31M
Leverage Ratio 12.97
Loan Loss Reserves to Loans 1.11%
Liquidity Florida Credit Union
Gainesville, FL
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Hot Money Ratio 30.14%
Liquidity Ratio 20.00%
Profitability Florida Credit Union
Gainesville, FL
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5-Year Return on Average Assets 1.77%
Net Income 18.49M
Net Interest Spread 4.89%
Operating Profit to Average Assets 2.45%
Overhead Efficiency Ratio 55.72%
Return on Assets 1.55%
Return on Equity 12.09%