North Alabama Educators Credit Union
| Weiss Ratings |
North Alabama Educators Credit Union
Huntsville, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 3.50 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 3.00 | |||
| Company Info |
North Alabama Educators Credit Union
Huntsville, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4278 | |||
| Phone Number | (256) 534-2423 | |||
| Website | www.naecu.org/ | |||
| Asset Quality |
North Alabama Educators Credit Union
Huntsville, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.95% | |||
| 5-Year Asset Growth | 5.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 2.05% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
North Alabama Educators Credit Union
Huntsville, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 136.38M | |||
| Total Deposits | 127.45M | |||
| Capital and Reserves |
North Alabama Educators Credit Union
Huntsville, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 7.90M | |||
| Leverage Ratio | 7.71 | |||
| Loan Loss Reserves to Loans | 0.22% | |||
| Liquidity |
North Alabama Educators Credit Union
Huntsville, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.48% | |||
| Liquidity Ratio | 27.77% | |||
| Profitability |
North Alabama Educators Credit Union
Huntsville, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.28% | |||
| Net Income | 278.00K | |||
| Net Interest Spread | 3.09% | |||
| Operating Profit to Average Assets | 0.48% | |||
| Overhead Efficiency Ratio | 86.35% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 7.57% | |||