| Weiss Ratings |
Mutual Savings Credit Union
Hoover, AL |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 0.70 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 2.80 | |||
| Company Info |
Mutual Savings Credit Union
Hoover, AL |
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| NCUA Charter Number | 4279 | |||
| Phone Number | (205) 682-1100 | |||
| Website | www.mutualsavings.org | |||
| Asset Quality |
Mutual Savings Credit Union
Hoover, AL |
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| 1-Year Asset Growth | -0.81% | |||
| 5-Year Asset Growth | 5.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 11.11% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
Mutual Savings Credit Union
Hoover, AL |
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| Total Assets | 230.07M | |||
| Total Deposits | 208.95M | |||
| Capital and Reserves |
Mutual Savings Credit Union
Hoover, AL |
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| Capital | 8.01M | |||
| Leverage Ratio | 8.62 | |||
| Loan Loss Reserves to Loans | 0.78% | |||
| Liquidity |
Mutual Savings Credit Union
Hoover, AL |
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| Hot Money Ratio | 12.39% | |||
| Liquidity Ratio | 12.52% | |||
| Profitability |
Mutual Savings Credit Union
Hoover, AL |
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| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | 118.00K | |||
| Net Interest Spread | 3.21% | |||
| Operating Profit to Average Assets | 0.35% | |||
| Overhead Efficiency Ratio | 92.98% | |||
| Return on Assets | 0.21% | |||
| Return on Equity | 5.76% | |||