| Weiss Ratings |
Mutual Savings Credit Union
Hoover, AL |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 5.10 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 4.10 | |||
| Company Info |
Mutual Savings Credit Union
Hoover, AL |
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| NCUA Charter Number | 4279 | |||
| Phone Number | (205) 682-1100 | |||
| Website | www.mutualsavings.org | |||
| Asset Quality |
Mutual Savings Credit Union
Hoover, AL |
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| 1-Year Asset Growth | 4.14% | |||
| 5-Year Asset Growth | 6.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 3.78% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
Mutual Savings Credit Union
Hoover, AL |
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| Total Assets | 240.44M | |||
| Total Deposits | 211.39M | |||
| Capital and Reserves |
Mutual Savings Credit Union
Hoover, AL |
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| Capital | 16.84M | |||
| Leverage Ratio | 9.01 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Liquidity |
Mutual Savings Credit Union
Hoover, AL |
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| Hot Money Ratio | 13.08% | |||
| Liquidity Ratio | 14.12% | |||
| Profitability |
Mutual Savings Credit Union
Hoover, AL |
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| 5-Year Return on Average Assets | 0.35% | |||
| Net Income | 267.00K | |||
| Net Interest Spread | 3.70% | |||
| Operating Profit to Average Assets | 0.20% | |||
| Overhead Efficiency Ratio | 96.14% | |||
| Return on Assets | 0.15% | |||
| Return on Equity | 2.28% | |||