| Weiss Ratings |
Mutual Savings Credit Union
Hoover, AL |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 4.50 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 3.80 | |||
| Company Info |
Mutual Savings Credit Union
Hoover, AL |
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| NCUA Charter Number | 4279 | |||
| Phone Number | (205) 682-1100 | |||
| Website | www.mutualsavings.org | |||
| Asset Quality |
Mutual Savings Credit Union
Hoover, AL |
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| 1-Year Asset Growth | 5.40% | |||
| 5-Year Asset Growth | 6.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 3.52% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
Mutual Savings Credit Union
Hoover, AL |
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| Total Assets | 242.50M | |||
| Total Deposits | 214.94M | |||
| Capital and Reserves |
Mutual Savings Credit Union
Hoover, AL |
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| Capital | 15.55M | |||
| Leverage Ratio | 8.84 | |||
| Loan Loss Reserves to Loans | 0.69% | |||
| Liquidity |
Mutual Savings Credit Union
Hoover, AL |
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| Hot Money Ratio | 13.88% | |||
| Liquidity Ratio | 13.96% | |||
| Profitability |
Mutual Savings Credit Union
Hoover, AL |
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| 5-Year Return on Average Assets | 0.35% | |||
| Net Income | 21.00K | |||
| Net Interest Spread | 3.49% | |||
| Operating Profit to Average Assets | 0.03% | |||
| Overhead Efficiency Ratio | 99.32% | |||
| Return on Assets | 0.04% | |||
| Return on Equity | 0.55% | |||