| Weiss Ratings |
Select Employees Credit Union
Sterling, IL |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 5.70 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 5.70 | |||
| Company Info |
Select Employees Credit Union
Sterling, IL |
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| NCUA Charter Number | 4285 | |||
| Phone Number | (815) 626-8181 | |||
| Website | www.selectcu.com | |||
| Asset Quality |
Select Employees Credit Union
Sterling, IL |
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| 1-Year Asset Growth | -1.18% | |||
| 5-Year Asset Growth | 9.50% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 3.55% | |||
| Non-Performing Loans to Loans | 0.71% | |||
| Balance Sheet |
Select Employees Credit Union
Sterling, IL |
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| Total Assets | 68.58M | |||
| Total Deposits | 60.92M | |||
| Capital and Reserves |
Select Employees Credit Union
Sterling, IL |
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| Capital | 7.13M | |||
| Leverage Ratio | 10.50 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Liquidity |
Select Employees Credit Union
Sterling, IL |
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| Hot Money Ratio | 1.06% | |||
| Liquidity Ratio | 41.89% | |||
| Profitability |
Select Employees Credit Union
Sterling, IL |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 401.00K | |||
| Net Interest Spread | 6.20% | |||
| Operating Profit to Average Assets | 2.52% | |||
| Overhead Efficiency Ratio | 51.46% | |||
| Return on Assets | 2.34% | |||
| Return on Equity | 23.15% | |||