| Weiss Ratings |
Select Employees Credit Union
Sterling, IL |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 6.70 | |||
| Company Info |
Select Employees Credit Union
Sterling, IL |
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| NCUA Charter Number | 4285 | |||
| Phone Number | (815) 626-8181 | |||
| Website | www.selectcu.com | |||
| Asset Quality |
Select Employees Credit Union
Sterling, IL |
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| 1-Year Asset Growth | 7.28% | |||
| 5-Year Asset Growth | 8.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 2.92% | |||
| Non-Performing Loans to Loans | 0.56% | |||
| Balance Sheet |
Select Employees Credit Union
Sterling, IL |
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| Total Assets | 72.24M | |||
| Total Deposits | 63.13M | |||
| Capital and Reserves |
Select Employees Credit Union
Sterling, IL |
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| Capital | 8.82M | |||
| Leverage Ratio | 12.24 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Liquidity |
Select Employees Credit Union
Sterling, IL |
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| Hot Money Ratio | 0.87% | |||
| Liquidity Ratio | 34.08% | |||
| Profitability |
Select Employees Credit Union
Sterling, IL |
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| 5-Year Return on Average Assets | 1.27% | |||
| Net Income | 718.00K | |||
| Net Interest Spread | 4.86% | |||
| Operating Profit to Average Assets | 1.91% | |||
| Overhead Efficiency Ratio | 57.68% | |||
| Return on Assets | 2.02% | |||
| Return on Equity | 16.92% | |||