| Weiss Ratings |
Southwest Heritage Credit Union
Odessa, TX |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 9.40 | |||
| Stability Index | 7.00 | |||
| Company Info |
Southwest Heritage Credit Union
Odessa, TX |
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| NCUA Charter Number | 4287 | |||
| Phone Number | (432) 250-6040 | |||
| Website | swhcu.com | |||
| Asset Quality |
Southwest Heritage Credit Union
Odessa, TX |
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| 1-Year Asset Growth | 7.04% | |||
| 5-Year Asset Growth | 6.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.92% | |||
| Non-Performing Loans to Capital | 7.12% | |||
| Non-Performing Loans to Loans | 0.92% | |||
| Balance Sheet |
Southwest Heritage Credit Union
Odessa, TX |
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| Total Assets | 257.00M | |||
| Total Deposits | 223.32M | |||
| Capital and Reserves |
Southwest Heritage Credit Union
Odessa, TX |
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| Capital | 32.07M | |||
| Leverage Ratio | 12.67 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Liquidity |
Southwest Heritage Credit Union
Odessa, TX |
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| Hot Money Ratio | 29.08% | |||
| Liquidity Ratio | 28.09% | |||
| Profitability |
Southwest Heritage Credit Union
Odessa, TX |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 2.19M | |||
| Net Interest Spread | 4.99% | |||
| Operating Profit to Average Assets | 1.37% | |||
| Overhead Efficiency Ratio | 73.19% | |||
| Return on Assets | 1.16% | |||
| Return on Equity | 9.51% | |||