| Weiss Ratings |
Southwest Heritage CU
Odessa, TX |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 6.30 | |||
| Company Info |
Southwest Heritage CU
Odessa, TX |
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| NCUA Charter Number | 4287 | |||
| Phone Number | (432) 307-6767 | |||
| Website | swhcu.com | |||
| Asset Quality |
Southwest Heritage CU
Odessa, TX |
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| 1-Year Asset Growth | 7.92% | |||
| 5-Year Asset Growth | 6.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 3.43% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
Southwest Heritage CU
Odessa, TX |
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| Total Assets | 228.68M | |||
| Total Deposits | 198.44M | |||
| Capital and Reserves |
Southwest Heritage CU
Odessa, TX |
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| Capital | 28.05M | |||
| Leverage Ratio | 12.29 | |||
| Loan Loss Reserves to Loans | 0.69% | |||
| Liquidity |
Southwest Heritage CU
Odessa, TX |
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| Hot Money Ratio | 21.74% | |||
| Liquidity Ratio | 17.12% | |||
| Profitability |
Southwest Heritage CU
Odessa, TX |
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| 5-Year Return on Average Assets | 1.26% | |||
| Net Income | 674.00K | |||
| Net Interest Spread | 4.34% | |||
| Operating Profit to Average Assets | 1.27% | |||
| Overhead Efficiency Ratio | 74.39% | |||
| Return on Assets | 1.19% | |||
| Return on Equity | 9.73% | |||