B
Westby Co-op Credit Union
WestbyWI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Westby Co-op Credit Union
Westby, WI
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Rating B
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 8.60
Stability Index 5.70
Company Info Westby Co-op Credit Union
Westby, WI
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NCUA Charter Number 429
Phone Number (608) 634-3118
Website wccu.coop
Asset Quality Westby Co-op Credit Union
Westby, WI
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1-Year Asset Growth 4.76%
5-Year Asset Growth 11.39%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 1.16%
Non-Performing Loans to Capital 7.15%
Non-Performing Loans to Loans 1.60%
Balance Sheet Westby Co-op Credit Union
Westby, WI
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Total Assets 972.87M
Total Deposits 793.54M
Capital and Reserves Westby Co-op Credit Union
Westby, WI
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Capital 150.33M
Leverage Ratio 15.61
Loan Loss Reserves to Loans 1.03%
Liquidity Westby Co-op Credit Union
Westby, WI
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Hot Money Ratio 14.34%
Liquidity Ratio 14.15%
Profitability Westby Co-op Credit Union
Westby, WI
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5-Year Return on Average Assets 1.21%
Net Income 9.20M
Net Interest Spread 3.94%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 67.29%
Return on Assets 1.27%
Return on Equity 8.45%