B
Westby Co-op Credit Union
WestbyWI
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
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Capital
Total
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Net
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Weiss Ratings Westby Co-op Credit Union
Westby, WI
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 5.30
Stability Index 9.60
Company Info Westby Co-op Credit Union
Westby, WI
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NCUA Charter Number 429
Phone Number (608) 634-3118
Website www.wccucreditunion.coop
Asset Quality Westby Co-op Credit Union
Westby, WI
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1-Year Asset Growth 0.27%
5-Year Asset Growth 12.31%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.77%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 3.63%
Non-Performing Loans to Loans 0.69%
Balance Sheet Westby Co-op Credit Union
Westby, WI
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Total Assets 915.35M
Total Deposits 735.33M
Capital and Reserves Westby Co-op Credit Union
Westby, WI
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Capital 128.52M
Leverage Ratio 14.74
Loan Loss Reserves to Loans 0.87%
Liquidity Westby Co-op Credit Union
Westby, WI
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Hot Money Ratio 13.58%
Liquidity Ratio 12.43%
Profitability Westby Co-op Credit Union
Westby, WI
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5-Year Return on Average Assets 1.39%
Net Income 1.62M
Net Interest Spread 3.67%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 70.70%
Return on Assets 0.71%
Return on Equity 5.07%