| Weiss Ratings |
Members Exchange Credit Union
Ridgeland, MS |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.50 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 8.50 | |||
| Company Info |
Members Exchange Credit Union
Ridgeland, MS |
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| NCUA Charter Number | 4296 | |||
| Phone Number | (601) 922-3350 | |||
| Website | www.mecuanywhere.com | |||
| Asset Quality |
Members Exchange Credit Union
Ridgeland, MS |
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| 1-Year Asset Growth | -0.26% | |||
| 5-Year Asset Growth | 2.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.77% | |||
| Charge-Offs to Average Loans | 0.96% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 0.86% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
Members Exchange Credit Union
Ridgeland, MS |
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| Total Assets | 133.68M | |||
| Total Deposits | 103.63M | |||
| Capital and Reserves |
Members Exchange Credit Union
Ridgeland, MS |
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| Capital | 27.03M | |||
| Leverage Ratio | 20.31 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Liquidity |
Members Exchange Credit Union
Ridgeland, MS |
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| Hot Money Ratio | 14.14% | |||
| Liquidity Ratio | 36.41% | |||
| Profitability |
Members Exchange Credit Union
Ridgeland, MS |
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| 5-Year Return on Average Assets | 1.03% | |||
| Net Income | 354.00K | |||
| Net Interest Spread | 5.36% | |||
| Operating Profit to Average Assets | 1.39% | |||
| Overhead Efficiency Ratio | 80.27% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 5.27% | |||