| Weiss Ratings |
Family Security Credit Union
Decatur, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.80 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 9.00 | |||
| Company Info |
Family Security Credit Union
Decatur, AL |
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| NCUA Charter Number | 4298 | |||
| Phone Number | (256) 340-2000 | |||
| Website | www.myfscu.com | |||
| Asset Quality |
Family Security Credit Union
Decatur, AL |
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| 1-Year Asset Growth | 5.64% | |||
| 5-Year Asset Growth | 7.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.67% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 1.78% | |||
| Non-Performing Loans to Loans | 0.58% | |||
| Balance Sheet |
Family Security Credit Union
Decatur, AL |
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| Total Assets | 1.01B | |||
| Total Deposits | 829.71M | |||
| Capital and Reserves |
Family Security Credit Union
Decatur, AL |
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| Capital | 173.36M | |||
| Leverage Ratio | 18.78 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Liquidity |
Family Security Credit Union
Decatur, AL |
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| Hot Money Ratio | 6.83% | |||
| Liquidity Ratio | 33.32% | |||
| Profitability |
Family Security Credit Union
Decatur, AL |
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| 5-Year Return on Average Assets | 1.65% | |||
| Net Income | 4.69M | |||
| Net Interest Spread | 4.86% | |||
| Operating Profit to Average Assets | 2.23% | |||
| Overhead Efficiency Ratio | 56.22% | |||
| Return on Assets | 1.89% | |||
| Return on Equity | 11.09% | |||