| Weiss Ratings |
Family Security Credit Union
Decatur, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 9.00 | |||
| Company Info |
Family Security Credit Union
Decatur, AL |
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| NCUA Charter Number | 4298 | |||
| Phone Number | (256) 340-2000 | |||
| Website | www.myfscu.com | |||
| Asset Quality |
Family Security Credit Union
Decatur, AL |
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| 1-Year Asset Growth | -0.11% | |||
| 5-Year Asset Growth | 7.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 1.48% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
Family Security Credit Union
Decatur, AL |
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| Total Assets | 955.73M | |||
| Total Deposits | 798.33M | |||
| Capital and Reserves |
Family Security Credit Union
Decatur, AL |
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| Capital | 145.68M | |||
| Leverage Ratio | 17.70 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Liquidity |
Family Security Credit Union
Decatur, AL |
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| Hot Money Ratio | 5.61% | |||
| Liquidity Ratio | 26.30% | |||
| Profitability |
Family Security Credit Union
Decatur, AL |
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| 5-Year Return on Average Assets | 1.48% | |||
| Net Income | 4.33M | |||
| Net Interest Spread | 4.50% | |||
| Operating Profit to Average Assets | 2.26% | |||
| Overhead Efficiency Ratio | 56.68% | |||
| Return on Assets | 1.84% | |||
| Return on Equity | 12.01% | |||
