B
Black Hills Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Black Hills Federal Credit Union
Rapid City, SD
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Rating B
Asset Quality Index 7.00
Capitalization Index 7.10
Liquidity Index 2.60
Profitability Index 5.00
Stability Index 6.50
Company Info Black Hills Federal Credit Union
Rapid City, SD
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NCUA Charter Number 43
Phone Number (605) 718-1818
Website www.bhfcu.com
Asset Quality Black Hills Federal Credit Union
Rapid City, SD
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1-Year Asset Growth -1.72%
5-Year Asset Growth 10.14%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.56%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 7.13%
Non-Performing Loans to Loans 0.65%
Balance Sheet Black Hills Federal Credit Union
Rapid City, SD
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Total Assets 2.29B
Total Deposits 2.05B
Capital and Reserves Black Hills Federal Credit Union
Rapid City, SD
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Capital 217.49M
Leverage Ratio 10.64
Loan Loss Reserves to Loans 0.53%
Liquidity Black Hills Federal Credit Union
Rapid City, SD
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Hot Money Ratio 20.40%
Liquidity Ratio 12.20%
Profitability Black Hills Federal Credit Union
Rapid City, SD
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5-Year Return on Average Assets 0.80%
Net Income 8.80M
Net Interest Spread 3.69%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 80.66%
Return on Assets 0.52%
Return on Equity 5.64%