B
WESTconsin Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings WESTconsin Credit Union
Menomonie, WI
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Rating B
Asset Quality Index 8.00
Capitalization Index 9.50
Liquidity Index 2.90
Profitability Index 5.60
Stability Index 7.80
Company Info WESTconsin Credit Union
Menomonie, WI
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NCUA Charter Number 430
Phone Number (715) 235-3403
Website www.westconsincu.org
Asset Quality WESTconsin Credit Union
Menomonie, WI
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1-Year Asset Growth 6.14%
5-Year Asset Growth 7.94%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.35%
Non-Performing Assets to Assets 0.56%
Non-Performing Loans to Capital 4.86%
Non-Performing Loans to Loans 0.80%
Balance Sheet WESTconsin Credit Union
Menomonie, WI
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Total Assets 2.03B
Total Deposits 1.78B
Capital and Reserves WESTconsin Credit Union
Menomonie, WI
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Capital 227.23M
Leverage Ratio 12.78
Loan Loss Reserves to Loans 0.73%
Liquidity WESTconsin Credit Union
Menomonie, WI
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Hot Money Ratio 9.41%
Liquidity Ratio 11.67%
Profitability WESTconsin Credit Union
Menomonie, WI
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5-Year Return on Average Assets 0.92%
Net Income 4.03M
Net Interest Spread 3.84%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 79.91%
Return on Assets 0.81%
Return on Equity 7.30%