D
EPB Employees Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings EPB Employees Credit Union
Chattanooga, TN
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Rating D
Asset Quality Index 3.70
Capitalization Index 6.40
Liquidity Index 5.40
Profitability Index 2.10
Stability Index 3.40
Company Info EPB Employees Credit Union
Chattanooga, TN
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NCUA Charter Number 4301
Phone Number (423) 648-3413
Website www.epbecu.org
Asset Quality EPB Employees Credit Union
Chattanooga, TN
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1-Year Asset Growth -5.09%
5-Year Asset Growth 7.23%
5-Year Charge-Offs to Average Loans 0.41%
Charge-Offs to Average Loans 1.05%
Non-Performing Assets to Assets 2.31%
Non-Performing Loans to Capital 25.13%
Non-Performing Loans to Loans 5.09%
Balance Sheet EPB Employees Credit Union
Chattanooga, TN
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Total Assets 40.41M
Total Deposits 36.73M
Capital and Reserves EPB Employees Credit Union
Chattanooga, TN
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Capital 3.56M
Leverage Ratio 10.27
Loan Loss Reserves to Loans 0.90%
Liquidity EPB Employees Credit Union
Chattanooga, TN
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Hot Money Ratio 5.27%
Liquidity Ratio 27.60%
Profitability EPB Employees Credit Union
Chattanooga, TN
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5-Year Return on Average Assets 0.24%
Net Income -26.00K
Net Interest Spread 2.52%
Operating Profit to Average Assets 0.01%
Overhead Efficiency Ratio 99.63%
Return on Assets -0.26%
Return on Equity -2.96%
Weiss Ratings