C
EPB Employees Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings EPB Employees Credit Union
Chattanooga, TN
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Rating C
Asset Quality Index 5.90
Capitalization Index 7.70
Liquidity Index 5.40
Profitability Index 1.70
Stability Index 3.60
Company Info EPB Employees Credit Union
Chattanooga, TN
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NCUA Charter Number 4301
Phone Number (423) 648-3413
Website www.epbecu.org
Asset Quality EPB Employees Credit Union
Chattanooga, TN
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1-Year Asset Growth -3.27%
5-Year Asset Growth 7.03%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans 0.74%
Non-Performing Assets to Assets 1.38%
Non-Performing Loans to Capital 13.51%
Non-Performing Loans to Loans 3.13%
Balance Sheet EPB Employees Credit Union
Chattanooga, TN
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Total Assets 39.08M
Total Deposits 34.84M
Capital and Reserves EPB Employees Credit Union
Chattanooga, TN
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Capital 3.88M
Leverage Ratio 10.47
Loan Loss Reserves to Loans 0.76%
Liquidity EPB Employees Credit Union
Chattanooga, TN
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Hot Money Ratio 7.53%
Liquidity Ratio 21.44%
Profitability EPB Employees Credit Union
Chattanooga, TN
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5-Year Return on Average Assets 0.16%
Net Income 7.00K
Net Interest Spread 2.93%
Operating Profit to Average Assets 0.35%
Overhead Efficiency Ratio 88.55%
Return on Assets 0.07%
Return on Equity 0.73%