| Weiss Ratings |
Sovita Credit Union
Flint, MI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.10 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 9.80 | |||
| Company Info |
Sovita Credit Union
Flint, MI |
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| NCUA Charter Number | 4312 | |||
| Phone Number | (810) 720-8300 | |||
| Website | www.sovitacu.org | |||
| Asset Quality |
Sovita Credit Union
Flint, MI |
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| 1-Year Asset Growth | 7.04% | |||
| 5-Year Asset Growth | 3.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.55% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
Sovita Credit Union
Flint, MI |
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| Total Assets | 556.77M | |||
| Total Deposits | 474.41M | |||
| Capital and Reserves |
Sovita Credit Union
Flint, MI |
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| Capital | 79.89M | |||
| Leverage Ratio | 15.95 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Liquidity |
Sovita Credit Union
Flint, MI |
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| Hot Money Ratio | 6.58% | |||
| Liquidity Ratio | 34.70% | |||
| Profitability |
Sovita Credit Union
Flint, MI |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 2.32M | |||
| Net Interest Spread | 3.06% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 71.02% | |||
| Return on Assets | 0.85% | |||
| Return on Equity | 6.00% | |||