A
Sovita Credit Union
FlintMI
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Sovita Credit Union
Flint, MI
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.10
Profitability Index 4.90
Stability Index 9.80
Company Info Sovita Credit Union
Flint, MI
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NCUA Charter Number 4312
Phone Number (810) 720-8300
Website www.sovitacu.org
Asset Quality Sovita Credit Union
Flint, MI
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1-Year Asset Growth 7.04%
5-Year Asset Growth 3.96%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.55%
Non-Performing Loans to Loans 0.32%
Balance Sheet Sovita Credit Union
Flint, MI
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Total Assets 556.77M
Total Deposits 474.41M
Capital and Reserves Sovita Credit Union
Flint, MI
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Capital 79.89M
Leverage Ratio 15.95
Loan Loss Reserves to Loans 0.87%
Liquidity Sovita Credit Union
Flint, MI
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Hot Money Ratio 6.48%
Liquidity Ratio 33.83%
Profitability Sovita Credit Union
Flint, MI
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5-Year Return on Average Assets 0.66%
Net Income 2.32M
Net Interest Spread 3.06%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 75.29%
Return on Assets 0.85%
Return on Equity 6.00%