A
CommonWealth Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
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Return On
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Total
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Capital
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Weiss Ratings CommonWealth Credit Union
Bourbonnais, IL
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Rating A
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 9.40
Stability Index 7.00
Company Info CommonWealth Credit Union
Bourbonnais, IL
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NCUA Charter Number 4315
Phone Number (815) 937-7447
Website www.cwcu.com
Asset Quality CommonWealth Credit Union
Bourbonnais, IL
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1-Year Asset Growth -1.55%
5-Year Asset Growth 6.37%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.92%
Non-Performing Loans to Loans 0.17%
Balance Sheet CommonWealth Credit Union
Bourbonnais, IL
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Total Assets 116.15M
Total Deposits 100.24M
Capital and Reserves CommonWealth Credit Union
Bourbonnais, IL
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Capital 15.41M
Leverage Ratio 13.54
Loan Loss Reserves to Loans 0.35%
Liquidity CommonWealth Credit Union
Bourbonnais, IL
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Hot Money Ratio 15.39%
Liquidity Ratio 27.95%
Profitability CommonWealth Credit Union
Bourbonnais, IL
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5-Year Return on Average Assets 0.79%
Net Income 1.20M
Net Interest Spread 4.73%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 65.45%
Return on Assets 1.36%
Return on Equity 10.85%