A
CommonWealth Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
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Total
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Capital
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Weiss Ratings CommonWealth Credit Union
Bourbonnais, IL
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Rating A
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 7.70
Stability Index 8.40
Company Info CommonWealth Credit Union
Bourbonnais, IL
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NCUA Charter Number 4315
Phone Number (815) 937-7447
Website www.cwcu.com
Asset Quality CommonWealth Credit Union
Bourbonnais, IL
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1-Year Asset Growth -2.71%
5-Year Asset Growth 6.37%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 0.78%
Non-Performing Loans to Loans 0.14%
Balance Sheet CommonWealth Credit Union
Bourbonnais, IL
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Total Assets 117.42M
Total Deposits 101.85M
Capital and Reserves CommonWealth Credit Union
Bourbonnais, IL
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Capital 14.98M
Leverage Ratio 13.02
Loan Loss Reserves to Loans 0.30%
Liquidity CommonWealth Credit Union
Bourbonnais, IL
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Hot Money Ratio 15.99%
Liquidity Ratio 30.11%
Profitability CommonWealth Credit Union
Bourbonnais, IL
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5-Year Return on Average Assets 0.79%
Net Income 771.00K
Net Interest Spread 4.61%
Operating Profit to Average Assets 1.43%
Overhead Efficiency Ratio 67.86%
Return on Assets 1.30%
Return on Equity 10.57%