A
CommonWealth Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
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Income
Weiss Ratings CommonWealth Credit Union
Bourbonnais, IL
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Rating A
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 8.40
Stability Index 8.00
Company Info CommonWealth Credit Union
Bourbonnais, IL
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NCUA Charter Number 4315
Phone Number (815) 937-7447
Website www.cwcu.com
Asset Quality CommonWealth Credit Union
Bourbonnais, IL
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1-Year Asset Growth 2.41%
5-Year Asset Growth 7.17%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.68%
Non-Performing Loans to Loans 0.12%
Balance Sheet CommonWealth Credit Union
Bourbonnais, IL
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Total Assets 117.97M
Total Deposits 103.48M
Capital and Reserves CommonWealth Credit Union
Bourbonnais, IL
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Capital 13.95M
Leverage Ratio 12.18
Loan Loss Reserves to Loans 0.30%
Liquidity CommonWealth Credit Union
Bourbonnais, IL
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Hot Money Ratio 17.63%
Liquidity Ratio 24.36%
Profitability CommonWealth Credit Union
Bourbonnais, IL
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5-Year Return on Average Assets 0.74%
Net Income 1.15M
Net Interest Spread 3.95%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 64.94%
Return on Assets 1.29%
Return on Equity 11.48%