| Weiss Ratings |
Public Service Credit Union
Romulus, MI |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 6.10 | |||
| Company Info |
Public Service Credit Union
Romulus, MI |
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| NCUA Charter Number | 4319 | |||
| Phone Number | (734) 641-8400 | |||
| Website | www.pscunow.com | |||
| Asset Quality |
Public Service Credit Union
Romulus, MI |
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| 1-Year Asset Growth | 0.99% | |||
| 5-Year Asset Growth | 7.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.63% | |||
| Charge-Offs to Average Loans | 0.76% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 7.96% | |||
| Non-Performing Loans to Loans | 1.35% | |||
| Balance Sheet |
Public Service Credit Union
Romulus, MI |
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| Total Assets | 429.62M | |||
| Total Deposits | 372.12M | |||
| Capital and Reserves |
Public Service Credit Union
Romulus, MI |
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| Capital | 42.36M | |||
| Leverage Ratio | 11.79 | |||
| Loan Loss Reserves to Loans | 1.73% | |||
| Liquidity |
Public Service Credit Union
Romulus, MI |
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| Hot Money Ratio | 14.36% | |||
| Liquidity Ratio | 9.17% | |||
| Profitability |
Public Service Credit Union
Romulus, MI |
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| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | 1.32M | |||
| Net Interest Spread | 4.14% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 85.20% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 6.43% | |||