| Weiss Ratings |
Public Service Credit Union
Romulus, MI |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 6.20 | |||
| Company Info |
Public Service Credit Union
Romulus, MI |
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| NCUA Charter Number | 4319 | |||
| Phone Number | (734) 641-8400 | |||
| Website | www.pscunow.com | |||
| Asset Quality |
Public Service Credit Union
Romulus, MI |
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| 1-Year Asset Growth | 3.97% | |||
| 5-Year Asset Growth | 7.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.54% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 1.04% | |||
| Non-Performing Loans to Capital | 11.41% | |||
| Non-Performing Loans to Loans | 1.63% | |||
| Balance Sheet |
Public Service Credit Union
Romulus, MI |
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| Total Assets | 423.69M | |||
| Total Deposits | 369.42M | |||
| Capital and Reserves |
Public Service Credit Union
Romulus, MI |
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| Capital | 34.41M | |||
| Leverage Ratio | 11.27 | |||
| Loan Loss Reserves to Loans | 1.56% | |||
| Liquidity |
Public Service Credit Union
Romulus, MI |
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| Hot Money Ratio | 15.69% | |||
| Liquidity Ratio | 11.43% | |||
| Profitability |
Public Service Credit Union
Romulus, MI |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 742.00K | |||
| Net Interest Spread | 3.43% | |||
| Operating Profit to Average Assets | 0.52% | |||
| Overhead Efficiency Ratio | 82.07% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 8.66% | |||