| Weiss Ratings |
Public Service Credit Union
Romulus, MI |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Public Service Credit Union
Romulus, MI |
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| NCUA Charter Number | 4319 | |||
| Phone Number | (734) 641-8400 | |||
| Website | www.pscunow.com | |||
| Asset Quality |
Public Service Credit Union
Romulus, MI |
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| 1-Year Asset Growth | 3.80% | |||
| 5-Year Asset Growth | 7.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.63% | |||
| Charge-Offs to Average Loans | 0.68% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 7.02% | |||
| Non-Performing Loans to Loans | 1.19% | |||
| Balance Sheet |
Public Service Credit Union
Romulus, MI |
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| Total Assets | 433.61M | |||
| Total Deposits | 373.08M | |||
| Capital and Reserves |
Public Service Credit Union
Romulus, MI |
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| Capital | 44.84M | |||
| Leverage Ratio | 11.92 | |||
| Loan Loss Reserves to Loans | 1.64% | |||
| Liquidity |
Public Service Credit Union
Romulus, MI |
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| Hot Money Ratio | 15.50% | |||
| Liquidity Ratio | 6.63% | |||
| Profitability |
Public Service Credit Union
Romulus, MI |
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| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | 2.34M | |||
| Net Interest Spread | 4.23% | |||
| Operating Profit to Average Assets | 1.11% | |||
| Overhead Efficiency Ratio | 83.58% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 7.46% | |||