| Weiss Ratings |
Public Service Credit Union
Romulus, MI |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 6.20 | |||
| Company Info |
Public Service Credit Union
Romulus, MI |
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| NCUA Charter Number | 4319 | |||
| Phone Number | (734) 641-8400 | |||
| Website | www.pscunow.com | |||
| Asset Quality |
Public Service Credit Union
Romulus, MI |
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| 1-Year Asset Growth | -0.57% | |||
| 5-Year Asset Growth | 7.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.63% | |||
| Charge-Offs to Average Loans | 0.87% | |||
| Non-Performing Assets to Assets | 0.98% | |||
| Non-Performing Loans to Capital | 13.06% | |||
| Non-Performing Loans to Loans | 2.09% | |||
| Balance Sheet |
Public Service Credit Union
Romulus, MI |
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| Total Assets | 421.26M | |||
| Total Deposits | 360.79M | |||
| Capital and Reserves |
Public Service Credit Union
Romulus, MI |
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| Capital | 41.14M | |||
| Leverage Ratio | 11.74 | |||
| Loan Loss Reserves to Loans | 1.88% | |||
| Liquidity |
Public Service Credit Union
Romulus, MI |
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| Hot Money Ratio | 14.33% | |||
| Liquidity Ratio | 9.29% | |||
| Profitability |
Public Service Credit Union
Romulus, MI |
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| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | 112.00K | |||
| Net Interest Spread | 3.88% | |||
| Operating Profit to Average Assets | 0.75% | |||
| Overhead Efficiency Ratio | 77.70% | |||
| Return on Assets | 0.11% | |||
| Return on Equity | 1.11% | |||