A
SPC Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings SPC Credit Union
Hartsville, SC
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 6.80
Capitalization Index 9.30
Liquidity Index 4.10
Profitability Index 7.00
Stability Index 6.90
Company Info SPC Credit Union
Hartsville, SC
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4320
Phone Number (843) 383-0090
Website www.spccu.org
Asset Quality SPC Credit Union
Hartsville, SC
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 0.48%
5-Year Asset Growth 7.84%
5-Year Charge-Offs to Average Loans 0.39%
Charge-Offs to Average Loans 1.13%
Non-Performing Assets to Assets 0.95%
Non-Performing Loans to Capital 8.90%
Non-Performing Loans to Loans 1.24%
Balance Sheet SPC Credit Union
Hartsville, SC
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 249.97M
Total Deposits 222.84M
Capital and Reserves SPC Credit Union
Hartsville, SC
Click to
Compare
Click to
Compare
Click to
Compare
Capital 24.37M
Leverage Ratio 11.15
Loan Loss Reserves to Loans 1.50%
Liquidity SPC Credit Union
Hartsville, SC
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 7.49%
Liquidity Ratio 26.13%
Profitability SPC Credit Union
Hartsville, SC
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.86%
Net Income 413.00K
Net Interest Spread 5.67%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 81.53%
Return on Assets 0.67%
Return on Equity 6.85%