B
Rome Kraft Employees Credit Union
RomeGA
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rome Kraft Employees Credit Union
Rome, GA
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 9.20
Stability Index 5.70
Company Info Rome Kraft Employees Credit Union
Rome, GA
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NCUA Charter Number 4328
Phone Number (706) 295-9027
Website romekraftcu.com
Asset Quality Rome Kraft Employees Credit Union
Rome, GA
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1-Year Asset Growth 3.31%
5-Year Asset Growth 5.25%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.35%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 0.54%
Non-Performing Loans to Loans 0.18%
Balance Sheet Rome Kraft Employees Credit Union
Rome, GA
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Total Assets 22.56M
Total Deposits 17.16M
Capital and Reserves Rome Kraft Employees Credit Union
Rome, GA
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Capital 5.38M
Leverage Ratio 23.84
Loan Loss Reserves to Loans 1.05%
Liquidity Rome Kraft Employees Credit Union
Rome, GA
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Hot Money Ratio 28.17%
Liquidity Ratio 35.52%
Profitability Rome Kraft Employees Credit Union
Rome, GA
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5-Year Return on Average Assets 1.02%
Net Income 241.00K
Net Interest Spread 3.94%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 59.13%
Return on Assets 1.43%
Return on Equity 6.12%