Alabama Central Credit Union
| Weiss Ratings |
Alabama Central Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 4.60 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 3.60 | |||
| Company Info |
Alabama Central Credit Union
Birmingham, AL |
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| NCUA Charter Number | 4329 | |||
| Phone Number | (205) 595-5626 | |||
| Website | www.alabamacentral.org | |||
| Asset Quality |
Alabama Central Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | -3.03% | |||
| 5-Year Asset Growth | 7.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 3.51% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
Alabama Central Credit Union
Birmingham, AL |
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| Total Assets | 201.66M | |||
| Total Deposits | 176.07M | |||
| Capital and Reserves |
Alabama Central Credit Union
Birmingham, AL |
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| Capital | 13.48M | |||
| Leverage Ratio | 8.51 | |||
| Loan Loss Reserves to Loans | 0.78% | |||
| Liquidity |
Alabama Central Credit Union
Birmingham, AL |
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| Hot Money Ratio | 6.22% | |||
| Liquidity Ratio | 8.23% | |||
| Profitability |
Alabama Central Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 434.00K | |||
| Net Interest Spread | 4.29% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 82.81% | |||
| Return on Assets | 0.87% | |||
| Return on Equity | 13.06% | |||