Alabama Central Credit Union
| Weiss Ratings |
Alabama Central Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 5.50 | |||
| Company Info |
Alabama Central Credit Union
Birmingham, AL |
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| NCUA Charter Number | 4329 | |||
| Phone Number | (205) 595-5626 | |||
| Website | www.alabamacentral.org | |||
| Asset Quality |
Alabama Central Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | 1.54% | |||
| 5-Year Asset Growth | 5.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.81% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Alabama Central Credit Union
Birmingham, AL |
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| Total Assets | 204.76M | |||
| Total Deposits | 186.71M | |||
| Capital and Reserves |
Alabama Central Credit Union
Birmingham, AL |
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| Capital | 15.87M | |||
| Leverage Ratio | 9.14 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Liquidity |
Alabama Central Credit Union
Birmingham, AL |
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| Hot Money Ratio | 8.08% | |||
| Liquidity Ratio | 13.84% | |||
| Profitability |
Alabama Central Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 400.00K | |||
| Net Interest Spread | 4.76% | |||
| Operating Profit to Average Assets | 0.86% | |||
| Overhead Efficiency Ratio | 83.06% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 10.29% | |||