C
Alabama Central Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Alabama Central Credit Union
Birmingham, AL
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Rating C
Asset Quality Index 7.90
Capitalization Index 4.60
Liquidity Index 2.60
Profitability Index 5.00
Stability Index 3.60
Company Info Alabama Central Credit Union
Birmingham, AL
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NCUA Charter Number 4329
Phone Number (205) 595-5626
Website www.alabamacentral.org
Asset Quality Alabama Central Credit Union
Birmingham, AL
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1-Year Asset Growth -3.03%
5-Year Asset Growth 7.32%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 3.51%
Non-Performing Loans to Loans 0.26%
Balance Sheet Alabama Central Credit Union
Birmingham, AL
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Total Assets 201.66M
Total Deposits 176.07M
Capital and Reserves Alabama Central Credit Union
Birmingham, AL
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Capital 13.48M
Leverage Ratio 8.51
Loan Loss Reserves to Loans 0.78%
Liquidity Alabama Central Credit Union
Birmingham, AL
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Hot Money Ratio 6.22%
Liquidity Ratio 8.23%
Profitability Alabama Central Credit Union
Birmingham, AL
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5-Year Return on Average Assets 0.43%
Net Income 434.00K
Net Interest Spread 4.29%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 82.81%
Return on Assets 0.87%
Return on Equity 13.06%
Weiss Ratings