B
Iowa Heartland Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa Heartland Credit Union
Mason City, IA
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 4.90
Stability Index 6.90
Company Info Iowa Heartland Credit Union
Mason City, IA
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NCUA Charter Number 4332
Phone Number (641) 424-5391
Website www.iowaheartland.org/
Asset Quality Iowa Heartland Credit Union
Mason City, IA
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1-Year Asset Growth 0.00%
5-Year Asset Growth 5.57%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 2.86%
Non-Performing Loans to Loans 0.98%
Balance Sheet Iowa Heartland Credit Union
Mason City, IA
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Total Assets 28.90M
Total Deposits 23.75M
Capital and Reserves Iowa Heartland Credit Union
Mason City, IA
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Capital 5.09M
Leverage Ratio 17.62
Loan Loss Reserves to Loans 0.34%
Liquidity Iowa Heartland Credit Union
Mason City, IA
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Hot Money Ratio 5.03%
Liquidity Ratio 22.26%
Profitability Iowa Heartland Credit Union
Mason City, IA
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5-Year Return on Average Assets 0.39%
Net Income 178.00K
Net Interest Spread 0.39%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 80.44%
Return on Assets 0.79%
Return on Equity 4.67%