| Weiss Ratings |
The West Tennessee Credit Union
Atoka, TN |
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| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 8.70 | |||
| Stability Index | 4.90 | |||
| Company Info |
The West Tennessee Credit Union
Atoka, TN |
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| NCUA Charter Number | 4334 | |||
| Phone Number | (901) 837-0431 | |||
| Website | www.wtncu.org | |||
| Asset Quality |
The West Tennessee Credit Union
Atoka, TN |
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| 1-Year Asset Growth | 3.30% | |||
| 5-Year Asset Growth | 0.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 1.32% | |||
| Non-Performing Loans to Capital | 11.75% | |||
| Non-Performing Loans to Loans | 1.66% | |||
| Balance Sheet |
The West Tennessee Credit Union
Atoka, TN |
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| Total Assets | 18.87M | |||
| Total Deposits | 16.80M | |||
| Capital and Reserves |
The West Tennessee Credit Union
Atoka, TN |
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| Capital | 1.97M | |||
| Leverage Ratio | 10.68 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Liquidity |
The West Tennessee Credit Union
Atoka, TN |
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| Hot Money Ratio | 11.95% | |||
| Liquidity Ratio | 13.27% | |||
| Profitability |
The West Tennessee Credit Union
Atoka, TN |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 51.00K | |||
| Net Interest Spread | 5.22% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 66.36% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 10.49% | |||