| Weiss Ratings |
The West Tennessee Credit Union
Atoka, TN |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
The West Tennessee Credit Union
Atoka, TN |
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| NCUA Charter Number | 4334 | |||
| Phone Number | (901) 837-0431 | |||
| Website | www.wtncu.org | |||
| Asset Quality |
The West Tennessee Credit Union
Atoka, TN |
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| 1-Year Asset Growth | -2.07% | |||
| 5-Year Asset Growth | 0.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 1.38% | |||
| Non-Performing Assets to Assets | 1.33% | |||
| Non-Performing Loans to Capital | 10.78% | |||
| Non-Performing Loans to Loans | 1.75% | |||
| Balance Sheet |
The West Tennessee Credit Union
Atoka, TN |
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| Total Assets | 18.06M | |||
| Total Deposits | 15.95M | |||
| Capital and Reserves |
The West Tennessee Credit Union
Atoka, TN |
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| Capital | 1.98M | |||
| Leverage Ratio | 11.06 | |||
| Loan Loss Reserves to Loans | 1.83% | |||
| Liquidity |
The West Tennessee Credit Union
Atoka, TN |
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| Hot Money Ratio | 12.46% | |||
| Liquidity Ratio | 17.18% | |||
| Profitability |
The West Tennessee Credit Union
Atoka, TN |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 56.00K | |||
| Net Interest Spread | 5.21% | |||
| Operating Profit to Average Assets | 2.29% | |||
| Overhead Efficiency Ratio | 59.12% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 3.79% | |||