| Weiss Ratings |
Mid Carolina Credit Union
Lugoff, SC |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 9.90 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 6.70 | |||
| Company Info |
Mid Carolina Credit Union
Lugoff, SC |
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| NCUA Charter Number | 4337 | |||
| Phone Number | (803) 432-8521 | |||
| Website | www.midcarolinacu.com | |||
| Asset Quality |
Mid Carolina Credit Union
Lugoff, SC |
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| 1-Year Asset Growth | 5.93% | |||
| 5-Year Asset Growth | 4.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.56% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.29% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
Mid Carolina Credit Union
Lugoff, SC |
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| Total Assets | 179.93M | |||
| Total Deposits | 161.17M | |||
| Capital and Reserves |
Mid Carolina Credit Union
Lugoff, SC |
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| Capital | 19.36M | |||
| Leverage Ratio | 12.28 | |||
| Loan Loss Reserves to Loans | 0.78% | |||
| Liquidity |
Mid Carolina Credit Union
Lugoff, SC |
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| Hot Money Ratio | 0.11% | |||
| Liquidity Ratio | 18.17% | |||
| Profitability |
Mid Carolina Credit Union
Lugoff, SC |
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| 5-Year Return on Average Assets | 0.35% | |||
| Net Income | 967.00K | |||
| Net Interest Spread | 5.19% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 80.80% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 6.98% | |||