| Weiss Ratings |
Mid Carolina Credit Union
Lugoff, SC |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 6.40 | |||
| Company Info |
Mid Carolina Credit Union
Lugoff, SC |
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| NCUA Charter Number | 4337 | |||
| Phone Number | (803) 432-8521 | |||
| Website | www.midcarolinacu.com | |||
| Asset Quality |
Mid Carolina Credit Union
Lugoff, SC |
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| 1-Year Asset Growth | 6.64% | |||
| 5-Year Asset Growth | 4.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.41% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
Mid Carolina Credit Union
Lugoff, SC |
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| Total Assets | 179.52M | |||
| Total Deposits | 161.01M | |||
| Capital and Reserves |
Mid Carolina Credit Union
Lugoff, SC |
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| Capital | 18.78M | |||
| Leverage Ratio | 12.11 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Liquidity |
Mid Carolina Credit Union
Lugoff, SC |
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| Hot Money Ratio | 0.11% | |||
| Liquidity Ratio | 21.19% | |||
| Profitability |
Mid Carolina Credit Union
Lugoff, SC |
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| 5-Year Return on Average Assets | 0.35% | |||
| Net Income | 623.00K | |||
| Net Interest Spread | 5.16% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 80.99% | |||
| Return on Assets | 0.70% | |||
| Return on Equity | 6.85% | |||