| Weiss Ratings |
Mid Carolina Credit Union
Lugoff, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 6.40 | |||
| Company Info |
Mid Carolina Credit Union
Lugoff, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4337 | |||
| Phone Number | (803) 432-8521 | |||
| Website | www.midcarolinacu.com | |||
| Asset Quality |
Mid Carolina Credit Union
Lugoff, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -3.43% | |||
| 5-Year Asset Growth | 5.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 2.68% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
Mid Carolina Credit Union
Lugoff, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 169.94M | |||
| Total Deposits | 155.68M | |||
| Capital and Reserves |
Mid Carolina Credit Union
Lugoff, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 14.72M | |||
| Leverage Ratio | 12.46 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Liquidity |
Mid Carolina Credit Union
Lugoff, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 4.07% | |||
| Liquidity Ratio | 13.78% | |||
| Profitability |
Mid Carolina Credit Union
Lugoff, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 306.00K | |||
| Net Interest Spread | 4.20% | |||
| Operating Profit to Average Assets | 0.80% | |||
| Overhead Efficiency Ratio | 84.79% | |||
| Return on Assets | 0.72% | |||
| Return on Equity | 8.28% | |||