| Weiss Ratings |
Mid Carolina Credit Union
Lugoff, SC |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 6.40 | |||
| Company Info |
Mid Carolina Credit Union
Lugoff, SC |
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| NCUA Charter Number | 4337 | |||
| Phone Number | (803) 432-8521 | |||
| Website | www.midcarolinacu.com | |||
| Asset Quality |
Mid Carolina Credit Union
Lugoff, SC |
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| 1-Year Asset Growth | -1.40% | |||
| 5-Year Asset Growth | 5.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 2.58% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
Mid Carolina Credit Union
Lugoff, SC |
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| Total Assets | 169.86M | |||
| Total Deposits | 153.48M | |||
| Capital and Reserves |
Mid Carolina Credit Union
Lugoff, SC |
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| Capital | 16.93M | |||
| Leverage Ratio | 12.84 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Liquidity |
Mid Carolina Credit Union
Lugoff, SC |
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| Hot Money Ratio | 0.75% | |||
| Liquidity Ratio | 17.59% | |||
| Profitability |
Mid Carolina Credit Union
Lugoff, SC |
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| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 945.00K | |||
| Net Interest Spread | 4.41% | |||
| Operating Profit to Average Assets | 0.88% | |||
| Overhead Efficiency Ratio | 83.55% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 8.16% | |||