B
Santee Cooper Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Santee Cooper Credit Union
Moncks Corner, SC
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 8.50
Stability Index 7.00
Company Info Santee Cooper Credit Union
Moncks Corner, SC
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NCUA Charter Number 4340
Phone Number (843) 761-4001
Website www.santeecoopercreditunion.com/
Asset Quality Santee Cooper Credit Union
Moncks Corner, SC
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1-Year Asset Growth 4.95%
5-Year Asset Growth 5.97%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 2.40%
Non-Performing Loans to Loans 0.53%
Balance Sheet Santee Cooper Credit Union
Moncks Corner, SC
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Total Assets 84.79M
Total Deposits 70.88M
Capital and Reserves Santee Cooper Credit Union
Moncks Corner, SC
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Capital 12.98M
Leverage Ratio 15.32
Loan Loss Reserves to Loans 0.99%
Liquidity Santee Cooper Credit Union
Moncks Corner, SC
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Hot Money Ratio 11.87%
Liquidity Ratio 25.28%
Profitability Santee Cooper Credit Union
Moncks Corner, SC
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5-Year Return on Average Assets 1.38%
Net Income 688.00K
Net Interest Spread 5.17%
Operating Profit to Average Assets 1.81%
Overhead Efficiency Ratio 70.88%
Return on Assets 1.69%
Return on Equity 10.91%