| Weiss Ratings |
Port of Houston Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
Port of Houston Credit Union
Houston, TX |
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| NCUA Charter Number | 4349 | |||
| Phone Number | (713) 670-2424 | |||
| Website | www.pohcu.com | |||
| Asset Quality |
Port of Houston Credit Union
Houston, TX |
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| 1-Year Asset Growth | -5.38% | |||
| 5-Year Asset Growth | 4.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.52% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 1.20% | |||
| Non-Performing Loans to Capital | 4.13% | |||
| Non-Performing Loans to Loans | 1.90% | |||
| Balance Sheet |
Port of Houston Credit Union
Houston, TX |
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| Total Assets | 8.72M | |||
| Total Deposits | 6.00M | |||
| Capital and Reserves |
Port of Houston Credit Union
Houston, TX |
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| Capital | 2.50M | |||
| Leverage Ratio | 28.62 | |||
| Loan Loss Reserves to Loans | 0.90% | |||
| Liquidity |
Port of Houston Credit Union
Houston, TX |
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| Hot Money Ratio | 9.27% | |||
| Liquidity Ratio | 50.27% | |||
| Profitability |
Port of Houston Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 1.43% | |||
| Net Income | 71.00K | |||
| Net Interest Spread | 7.75% | |||
| Operating Profit to Average Assets | 1.66% | |||
| Overhead Efficiency Ratio | 73.51% | |||
| Return on Assets | 1.64% | |||
| Return on Equity | 5.77% | |||