A
Georgetown Kraft Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Georgetown Kraft Credit Union
Georgetown, SC
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Rating A
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 10.00
Stability Index 8.00
Company Info Georgetown Kraft Credit Union
Georgetown, SC
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NCUA Charter Number 4351
Phone Number (843) 546-8494
Website gkcu.org
Asset Quality Georgetown Kraft Credit Union
Georgetown, SC
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1-Year Asset Growth 4.29%
5-Year Asset Growth 9.82%
5-Year Charge-Offs to Average Loans 0.48%
Charge-Offs to Average Loans 0.66%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 2.98%
Non-Performing Loans to Loans 0.90%
Balance Sheet Georgetown Kraft Credit Union
Georgetown, SC
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Total Assets 187.34M
Total Deposits 153.35M
Capital and Reserves Georgetown Kraft Credit Union
Georgetown, SC
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Capital 31.86M
Leverage Ratio 17.97
Loan Loss Reserves to Loans 1.60%
Liquidity Georgetown Kraft Credit Union
Georgetown, SC
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Hot Money Ratio 6.98%
Liquidity Ratio 27.33%
Profitability Georgetown Kraft Credit Union
Georgetown, SC
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5-Year Return on Average Assets 1.62%
Net Income 2.57M
Net Interest Spread 7.04%
Operating Profit to Average Assets 2.23%
Overhead Efficiency Ratio 71.26%
Return on Assets 1.83%
Return on Equity 11.18%