B
Redwood Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Redwood Credit Union
Santa Rosa, CA
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Rating B
Asset Quality Index 9.20
Capitalization Index 9.70
Liquidity Index 3.60
Profitability Index 9.20
Stability Index 7.00
Company Info Redwood Credit Union
Santa Rosa, CA
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NCUA Charter Number 4352
Phone Number (800) 479-7928
Website www.redwoodcu.org
Asset Quality Redwood Credit Union
Santa Rosa, CA
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1-Year Asset Growth 16.23%
5-Year Asset Growth 13.81%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.47%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 3.12%
Non-Performing Loans to Loans 0.54%
Balance Sheet Redwood Credit Union
Santa Rosa, CA
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Total Assets 8.92B
Total Deposits 7.33B
Capital and Reserves Redwood Credit Union
Santa Rosa, CA
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Capital 1.01B
Leverage Ratio 11.79
Loan Loss Reserves to Loans 1.50%
Liquidity Redwood Credit Union
Santa Rosa, CA
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Hot Money Ratio 17.22%
Liquidity Ratio 22.46%
Profitability Redwood Credit Union
Santa Rosa, CA
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5-Year Return on Average Assets 1.51%
Net Income 27.77M
Net Interest Spread 3.95%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 59.04%
Return on Assets 1.27%
Return on Equity 11.14%