B
New Horizons Credit Union
MobileAL
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings New Horizons Credit Union
Mobile, AL
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Rating B
Asset Quality Index 9.90
Capitalization Index 8.70
Liquidity Index 3.00
Profitability Index 7.60
Stability Index 6.00
Company Info New Horizons Credit Union
Mobile, AL
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NCUA Charter Number 4355
Phone Number (251) 316-3240
Website www.newhcu.org/
Asset Quality New Horizons Credit Union
Mobile, AL
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1-Year Asset Growth 2.56%
5-Year Asset Growth 6.49%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.12%
Non-Performing Loans to Loans 0.16%
Balance Sheet New Horizons Credit Union
Mobile, AL
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Total Assets 275.47M
Total Deposits 243.59M
Capital and Reserves New Horizons Credit Union
Mobile, AL
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Capital 28.53M
Leverage Ratio 10.83
Loan Loss Reserves to Loans 0.21%
Liquidity New Horizons Credit Union
Mobile, AL
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Hot Money Ratio 8.48%
Liquidity Ratio 16.65%
Profitability New Horizons Credit Union
Mobile, AL
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5-Year Return on Average Assets 0.66%
Net Income 3.05M
Net Interest Spread 3.95%
Operating Profit to Average Assets 1.68%
Overhead Efficiency Ratio 71.77%
Return on Assets 1.49%
Return on Equity 15.65%