B
New Horizons Credit Union
MobileAL
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings New Horizons Credit Union
Mobile, AL
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Rating B
Asset Quality Index 10.00
Capitalization Index 7.30
Liquidity Index 3.30
Profitability Index 4.30
Stability Index 5.80
Company Info New Horizons Credit Union
Mobile, AL
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NCUA Charter Number 4355
Phone Number (251) 316-3240
Website www.newhcu.org/
Asset Quality New Horizons Credit Union
Mobile, AL
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1-Year Asset Growth -0.09%
5-Year Asset Growth 6.49%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.67%
Non-Performing Loans to Loans 0.09%
Balance Sheet New Horizons Credit Union
Mobile, AL
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Total Assets 270.27M
Total Deposits 234.50M
Capital and Reserves New Horizons Credit Union
Mobile, AL
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Capital 25.36M
Leverage Ratio 10.03
Loan Loss Reserves to Loans 0.23%
Liquidity New Horizons Credit Union
Mobile, AL
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Hot Money Ratio 5.85%
Liquidity Ratio 18.67%
Profitability New Horizons Credit Union
Mobile, AL
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5-Year Return on Average Assets 0.66%
Net Income 339.00K
Net Interest Spread 3.69%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 83.76%
Return on Assets 0.50%
Return on Equity 5.42%