C
1st Cooperative Federal Credit Union
CayceSC
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Cooperative Federal Credit Union
Cayce, SC
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Rating C
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 4.60
Stability Index 4.30
Company Info 1st Cooperative Federal Credit Union
Cayce, SC
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NCUA Charter Number 4362
Phone Number (803) 796-0234
Website www.1stcooperative.com
Asset Quality 1st Cooperative Federal Credit Union
Cayce, SC
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1-Year Asset Growth -10.33%
5-Year Asset Growth 3.31%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.44%
Non-Performing Loans to Loans 0.26%
Balance Sheet 1st Cooperative Federal Credit Union
Cayce, SC
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Total Assets 22.52M
Total Deposits 19.69M
Capital and Reserves 1st Cooperative Federal Credit Union
Cayce, SC
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Capital 2.81M
Leverage Ratio 12.55
Loan Loss Reserves to Loans 1.83%
Liquidity 1st Cooperative Federal Credit Union
Cayce, SC
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Hot Money Ratio 7.80%
Liquidity Ratio 27.45%
Profitability 1st Cooperative Federal Credit Union
Cayce, SC
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5-Year Return on Average Assets 0.42%
Net Income 107.00K
Net Interest Spread 7.14%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 81.52%
Return on Assets 1.95%
Return on Equity 15.55%