C
INSTEP Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings INSTEP Credit Union
New Orleans, LA
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Rating C
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 1.20
Stability Index 7.10
Company Info INSTEP Credit Union
New Orleans, LA
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NCUA Charter Number 4363
Phone Number (504) 394-5574
Website www.instepmembers.com
Asset Quality INSTEP Credit Union
New Orleans, LA
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1-Year Asset Growth -3.20%
5-Year Asset Growth 9.43%
5-Year Charge-Offs to Average Loans 1.20%
Charge-Offs to Average Loans 1.88%
Non-Performing Assets to Assets 1.31%
Non-Performing Loans to Capital 7.82%
Non-Performing Loans to Loans 1.62%
Balance Sheet INSTEP Credit Union
New Orleans, LA
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Total Assets 48.13M
Total Deposits 40.37M
Capital and Reserves INSTEP Credit Union
New Orleans, LA
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Capital 7.41M
Leverage Ratio 15.80
Loan Loss Reserves to Loans 1.78%
Liquidity INSTEP Credit Union
New Orleans, LA
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Hot Money Ratio 1.11%
Liquidity Ratio 15.61%
Profitability INSTEP Credit Union
New Orleans, LA
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5-Year Return on Average Assets 1.40%
Net Income -142.00K
Net Interest Spread 6.31%
Operating Profit to Average Assets 0.85%
Overhead Efficiency Ratio 90.97%
Return on Assets -1.20%
Return on Equity -7.59%