C
INSTEP Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings INSTEP Federal Credit Union
New Orleans, LA
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Rating C
Asset Quality Index 5.80
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 1.40
Stability Index 7.10
Company Info INSTEP Federal Credit Union
New Orleans, LA
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NCUA Charter Number 4363
Phone Number (504) 394-5574
Website www.instepmembers.com
Asset Quality INSTEP Federal Credit Union
New Orleans, LA
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1-Year Asset Growth 6.96%
5-Year Asset Growth 6.13%
5-Year Charge-Offs to Average Loans 1.18%
Charge-Offs to Average Loans 0.48%
Non-Performing Assets to Assets 1.65%
Non-Performing Loans to Capital 7.88%
Non-Performing Loans to Loans 1.50%
Balance Sheet INSTEP Federal Credit Union
New Orleans, LA
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Total Assets 51.48M
Total Deposits 43.57M
Capital and Reserves INSTEP Federal Credit Union
New Orleans, LA
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Capital 6.95M
Leverage Ratio 13.68
Loan Loss Reserves to Loans 2.20%
Liquidity INSTEP Federal Credit Union
New Orleans, LA
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Hot Money Ratio 3.66%
Liquidity Ratio 12.91%
Profitability INSTEP Federal Credit Union
New Orleans, LA
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5-Year Return on Average Assets 0.91%
Net Income -137.00K
Net Interest Spread 6.13%
Operating Profit to Average Assets 0.23%
Overhead Efficiency Ratio 92.03%
Return on Assets -1.08%
Return on Equity -7.81%