B
Wright-Patt Credit Union, Inc.
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wright-Patt Credit Union, Inc.
Beavercreek, OH
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Rating B
Asset Quality Index 6.80
Capitalization Index 7.70
Liquidity Index 2.40
Profitability Index 7.30
Stability Index 5.70
Company Info Wright-Patt Credit Union, Inc.
Beavercreek, OH
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NCUA Charter Number 437
Phone Number (937) 912-7000
Website www.wpcu.coop
Asset Quality Wright-Patt Credit Union, Inc.
Beavercreek, OH
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1-Year Asset Growth 6.40%
5-Year Asset Growth 12.23%
5-Year Charge-Offs to Average Loans 0.51%
Charge-Offs to Average Loans 0.96%
Non-Performing Assets to Assets 0.90%
Non-Performing Loans to Capital 8.01%
Non-Performing Loans to Loans 1.13%
Balance Sheet Wright-Patt Credit Union, Inc.
Beavercreek, OH
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Total Assets 9.38B
Total Deposits 7.90B
Capital and Reserves Wright-Patt Credit Union, Inc.
Beavercreek, OH
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Capital 931.35M
Leverage Ratio 10.86
Loan Loss Reserves to Loans 1.82%
Liquidity Wright-Patt Credit Union, Inc.
Beavercreek, OH
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Hot Money Ratio 14.96%
Liquidity Ratio 12.74%
Profitability Wright-Patt Credit Union, Inc.
Beavercreek, OH
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5-Year Return on Average Assets 1.12%
Net Income 59.96M
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 61.78%
Return on Assets 0.86%
Return on Equity 9.08%