B
Wright-Patt Credit Union, Inc.
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wright-Patt Credit Union, Inc.
Beavercreek, OH
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Rating B
Asset Quality Index 7.10
Capitalization Index 6.80
Liquidity Index 2.90
Profitability Index 6.00
Stability Index 6.60
Company Info Wright-Patt Credit Union, Inc.
Beavercreek, OH
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NCUA Charter Number 437
Phone Number (937) 912-7000
Website www.wpcu.coop
Asset Quality Wright-Patt Credit Union, Inc.
Beavercreek, OH
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1-Year Asset Growth 7.49%
5-Year Asset Growth 12.23%
5-Year Charge-Offs to Average Loans 0.51%
Charge-Offs to Average Loans 0.99%
Non-Performing Assets to Assets 0.92%
Non-Performing Loans to Capital 7.76%
Non-Performing Loans to Loans 1.05%
Balance Sheet Wright-Patt Credit Union, Inc.
Beavercreek, OH
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Total Assets 9.35B
Total Deposits 7.87B
Capital and Reserves Wright-Patt Credit Union, Inc.
Beavercreek, OH
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Capital 896.96M
Leverage Ratio 10.68
Loan Loss Reserves to Loans 1.72%
Liquidity Wright-Patt Credit Union, Inc.
Beavercreek, OH
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Hot Money Ratio 14.71%
Liquidity Ratio 16.25%
Profitability Wright-Patt Credit Union, Inc.
Beavercreek, OH
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5-Year Return on Average Assets 1.12%
Net Income 39.79M
Net Interest Spread 3.89%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 63.24%
Return on Assets 0.86%
Return on Equity 9.22%