Mid-Kansas Credit Union
Major Rating Factors:
A current level of 16.8 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.3). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.4 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.6 has resulted in Good (6.9) profitability. Good current capitalization (5.9 on a scale of 0 to 10) based on a net capital to total assets of 8.3 and a net worth ratio of 9.4.
Asset Mix:
Comm loans (27%), consumer loans (16%), home mtgs (16%), other (41%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
104 South Avenue B
Moundridge, KS 67107
Moundridge, KS 67107
Phone Number
(620) 345-2980
NCUA Charter Number
Website
Largest Competitors
Lenexa, KS
Wichita, KS
Wichita, KS
Overland Park, KS
Garden City, KS