| Weiss Ratings |
Financial Plus Credit Union
Flint, MI |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
Financial Plus Credit Union
Flint, MI |
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| NCUA Charter Number | 438 | |||
| Phone Number | (810) 244-2975 | |||
| Website | www.myfpcu.com | |||
| Asset Quality |
Financial Plus Credit Union
Flint, MI |
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| 1-Year Asset Growth | 7.71% | |||
| 5-Year Asset Growth | 19.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | 0.80% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 3.73% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
Financial Plus Credit Union
Flint, MI |
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| Total Assets | 1.48B | |||
| Total Deposits | 1.21B | |||
| Capital and Reserves |
Financial Plus Credit Union
Flint, MI |
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| Capital | 166.37M | |||
| Leverage Ratio | 11.85 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Liquidity |
Financial Plus Credit Union
Flint, MI |
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| Hot Money Ratio | 13.12% | |||
| Liquidity Ratio | 16.28% | |||
| Profitability |
Financial Plus Credit Union
Flint, MI |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 2.69M | |||
| Net Interest Spread | 4.44% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 69.99% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 6.56% | |||