| Weiss Ratings |
Financial Plus Credit Union
Flint, MI |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 6.80 | |||
| Company Info |
Financial Plus Credit Union
Flint, MI |
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| NCUA Charter Number | 438 | |||
| Phone Number | (810) 244-2975 | |||
| Website | www.myfpcu.com | |||
| Asset Quality |
Financial Plus Credit Union
Flint, MI |
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| 1-Year Asset Growth | 7.18% | |||
| 5-Year Asset Growth | 19.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.50% | |||
| Charge-Offs to Average Loans | 0.55% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 4.31% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
Financial Plus Credit Union
Flint, MI |
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| Total Assets | 1.38B | |||
| Total Deposits | 1.14B | |||
| Capital and Reserves |
Financial Plus Credit Union
Flint, MI |
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| Capital | 147.13M | |||
| Leverage Ratio | 12.02 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Liquidity |
Financial Plus Credit Union
Flint, MI |
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| Hot Money Ratio | 11.48% | |||
| Liquidity Ratio | 21.78% | |||
| Profitability |
Financial Plus Credit Union
Flint, MI |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 3.13M | |||
| Net Interest Spread | 4.41% | |||
| Operating Profit to Average Assets | 1.43% | |||
| Overhead Efficiency Ratio | 71.76% | |||
| Return on Assets | 0.94% | |||
| Return on Equity | 8.60% | |||