| Weiss Ratings |
Financial Plus Credit Union
Flint, MI |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
Financial Plus Credit Union
Flint, MI |
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| NCUA Charter Number | 438 | |||
| Phone Number | (810) 244-2975 | |||
| Website | www.myfpcu.com | |||
| Asset Quality |
Financial Plus Credit Union
Flint, MI |
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| 1-Year Asset Growth | 8.83% | |||
| 5-Year Asset Growth | 19.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.50% | |||
| Charge-Offs to Average Loans | 0.71% | |||
| Non-Performing Assets to Assets | 0.59% | |||
| Non-Performing Loans to Capital | 4.76% | |||
| Non-Performing Loans to Loans | 0.66% | |||
| Balance Sheet |
Financial Plus Credit Union
Flint, MI |
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| Total Assets | 1.39B | |||
| Total Deposits | 1.13B | |||
| Capital and Reserves |
Financial Plus Credit Union
Flint, MI |
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| Capital | 160.16M | |||
| Leverage Ratio | 12.42 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Liquidity |
Financial Plus Credit Union
Flint, MI |
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| Hot Money Ratio | 13.01% | |||
| Liquidity Ratio | 18.90% | |||
| Profitability |
Financial Plus Credit Union
Flint, MI |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 9.93M | |||
| Net Interest Spread | 4.51% | |||
| Operating Profit to Average Assets | 1.60% | |||
| Overhead Efficiency Ratio | 69.20% | |||
| Return on Assets | 0.97% | |||
| Return on Equity | 8.81% | |||