| Weiss Ratings |
Astera Credit Union
Lansing, MI |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 2.30 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 1.70 | |||
| Company Info |
Astera Credit Union
Lansing, MI |
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| NCUA Charter Number | 4382 | |||
| Phone Number | (517) 323-3644 | |||
| Website | www.asteracu.com | |||
| Asset Quality |
Astera Credit Union
Lansing, MI |
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| 1-Year Asset Growth | -1.90% | |||
| 5-Year Asset Growth | 6.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.94% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 6.56% | |||
| Non-Performing Loans to Loans | 0.57% | |||
| Balance Sheet |
Astera Credit Union
Lansing, MI |
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| Total Assets | 198.87M | |||
| Total Deposits | 180.34M | |||
| Capital and Reserves |
Astera Credit Union
Lansing, MI |
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| Capital | 9.91M | |||
| Leverage Ratio | 8.67 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Liquidity |
Astera Credit Union
Lansing, MI |
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| Hot Money Ratio | 8.66% | |||
| Liquidity Ratio | 9.03% | |||
| Profitability |
Astera Credit Union
Lansing, MI |
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| 5-Year Return on Average Assets | 0.42% | |||
| Net Income | -269.00K | |||
| Net Interest Spread | 3.59% | |||
| Operating Profit to Average Assets | -0.19% | |||
| Overhead Efficiency Ratio | 104.02% | |||
| Return on Assets | -0.54% | |||
| Return on Equity | -10.54% | |||