| Weiss Ratings |
Valley Credit Union
Tuscumbia, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 8.00 | |||
| Company Info |
Valley Credit Union
Tuscumbia, AL |
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| NCUA Charter Number | 4385 | |||
| Phone Number | (256) 381-4800 | |||
| Website | www.valleycreditunion.net | |||
| Asset Quality |
Valley Credit Union
Tuscumbia, AL |
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| 1-Year Asset Growth | 2.27% | |||
| 5-Year Asset Growth | 6.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.63% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.09% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Valley Credit Union
Tuscumbia, AL |
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| Total Assets | 104.80M | |||
| Total Deposits | 91.26M | |||
| Capital and Reserves |
Valley Credit Union
Tuscumbia, AL |
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| Capital | 13.13M | |||
| Leverage Ratio | 14.37 | |||
| Loan Loss Reserves to Loans | 0.60% | |||
| Liquidity |
Valley Credit Union
Tuscumbia, AL |
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| Hot Money Ratio | 17.48% | |||
| Liquidity Ratio | 22.32% | |||
| Profitability |
Valley Credit Union
Tuscumbia, AL |
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| 5-Year Return on Average Assets | 0.39% | |||
| Net Income | 140.00K | |||
| Net Interest Spread | 3.09% | |||
| Operating Profit to Average Assets | 0.65% | |||
| Overhead Efficiency Ratio | 81.38% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 4.38% | |||