B
Adventure Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Adventure Credit Union
Grand Rapids, MI
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 5.20
Stability Index 8.30
Company Info Adventure Credit Union
Grand Rapids, MI
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NCUA Charter Number 4386
Phone Number (616) 243-0125
Website www.adventurecu.org
Asset Quality Adventure Credit Union
Grand Rapids, MI
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1-Year Asset Growth 43.92%
5-Year Asset Growth 4.65%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.46%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 3.71%
Non-Performing Loans to Loans 0.68%
Balance Sheet Adventure Credit Union
Grand Rapids, MI
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Total Assets 627.65M
Total Deposits 542.48M
Capital and Reserves Adventure Credit Union
Grand Rapids, MI
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Capital 73.43M
Leverage Ratio 11.52
Loan Loss Reserves to Loans 1.00%
Liquidity Adventure Credit Union
Grand Rapids, MI
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Hot Money Ratio 7.10%
Liquidity Ratio 15.31%
Profitability Adventure Credit Union
Grand Rapids, MI
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5-Year Return on Average Assets 0.65%
Net Income 1.30M
Net Interest Spread 4.98%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 85.06%
Return on Assets 0.29%
Return on Equity 2.46%