C
Riverfall Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Riverfall Credit Union
Tuscaloosa, AL
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Rating C
Asset Quality Index 7.00
Capitalization Index 6.40
Liquidity Index 5.40
Profitability Index 2.80
Stability Index 5.00
Company Info Riverfall Credit Union
Tuscaloosa, AL
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NCUA Charter Number 4387
Phone Number (205) 759-1505
Website www.riverfallcu.com
Asset Quality Riverfall Credit Union
Tuscaloosa, AL
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1-Year Asset Growth 14.27%
5-Year Asset Growth 7.30%
5-Year Charge-Offs to Average Loans 0.42%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.78%
Non-Performing Loans to Capital 8.76%
Non-Performing Loans to Loans 1.15%
Balance Sheet Riverfall Credit Union
Tuscaloosa, AL
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Total Assets 189.84M
Total Deposits 172.41M
Capital and Reserves Riverfall Credit Union
Tuscaloosa, AL
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Capital 15.97M
Leverage Ratio 12.02
Loan Loss Reserves to Loans 0.92%
Liquidity Riverfall Credit Union
Tuscaloosa, AL
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Hot Money Ratio 5.72%
Liquidity Ratio 32.69%
Profitability Riverfall Credit Union
Tuscaloosa, AL
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5-Year Return on Average Assets 0.46%
Net Income 63.00K
Net Interest Spread 3.46%
Operating Profit to Average Assets 0.26%
Overhead Efficiency Ratio 92.81%
Return on Assets 0.14%
Return on Equity 1.61%