A
Lenco Credit Union
AdrianMI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lenco Credit Union
Adrian, MI
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 9.00
Stability Index 8.00
Company Info Lenco Credit Union
Adrian, MI
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4394
Phone Number (517) 263-0851
Website www.lenco.org
Asset Quality Lenco Credit Union
Adrian, MI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.59%
5-Year Asset Growth 8.94%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.47%
Non-Performing Loans to Loans 0.30%
Balance Sheet Lenco Credit Union
Adrian, MI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 135.49M
Total Deposits 118.20M
Capital and Reserves Lenco Credit Union
Adrian, MI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 16.31M
Leverage Ratio 12.05
Loan Loss Reserves to Loans 0.18%
Liquidity Lenco Credit Union
Adrian, MI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 11.02%
Liquidity Ratio 20.97%
Profitability Lenco Credit Union
Adrian, MI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.90%
Net Income 1.38M
Net Interest Spread 3.44%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 63.88%
Return on Assets 1.36%
Return on Equity 11.79%