A
Lenco Credit Union
AdrianMI
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Lenco Credit Union
Adrian, MI
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Rating A
Asset Quality Index 9.90
Capitalization Index 9.70
Liquidity Index 4.90
Profitability Index 8.50
Stability Index 8.00
Company Info Lenco Credit Union
Adrian, MI
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NCUA Charter Number 4394
Phone Number (517) 263-0851
Website www.lenco.org
Asset Quality Lenco Credit Union
Adrian, MI
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1-Year Asset Growth 7.92%
5-Year Asset Growth 8.94%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.04%
Non-Performing Loans to Loans 0.21%
Balance Sheet Lenco Credit Union
Adrian, MI
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Total Assets 135.89M
Total Deposits 119.13M
Capital and Reserves Lenco Credit Union
Adrian, MI
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Capital 15.37M
Leverage Ratio 11.32
Loan Loss Reserves to Loans 0.20%
Liquidity Lenco Credit Union
Adrian, MI
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Hot Money Ratio 10.25%
Liquidity Ratio 23.08%
Profitability Lenco Credit Union
Adrian, MI
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5-Year Return on Average Assets 0.90%
Net Income 432.00K
Net Interest Spread 3.34%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 64.44%
Return on Assets 1.29%
Return on Equity 11.41%