Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 2.2, driven by a liquidity ratio of 10.0 percent and a “hot money” ratio of 18.3 percent. A current level of 21.7 percent of nonperforming loans to core capital combined with 21.7 percent from a year earlier contributes to the Weak asset quality (2.7).
Asset Mix:
Consumer loans (46%), home mtgs (14%), other (40%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3964 Fulton Drive, NW
Canton, OH 44718
Canton, OH 44718
Phone Number
(330) 526-2075
NCUA Charter Number
Website
Largest Competitors
Beavercreek, OH
Canton, OH
Canton, OH
Canton, OH