| Weiss Ratings |
FirstLight Federal Credit Union
El Paso, TX |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 5.00 | |||
| Company Info |
FirstLight Federal Credit Union
El Paso, TX |
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| NCUA Charter Number | 44 | |||
| Phone Number | (915) 562-1172 | |||
| Website | www.firstlightfcu.org | |||
| Asset Quality |
FirstLight Federal Credit Union
El Paso, TX |
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| 1-Year Asset Growth | 6.65% | |||
| 5-Year Asset Growth | 7.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.63% | |||
| Charge-Offs to Average Loans | 1.52% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 5.37% | |||
| Non-Performing Loans to Loans | 0.58% | |||
| Balance Sheet |
FirstLight Federal Credit Union
El Paso, TX |
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| Total Assets | 1.58B | |||
| Total Deposits | 1.32B | |||
| Capital and Reserves |
FirstLight Federal Credit Union
El Paso, TX |
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| Capital | 146.40M | |||
| Leverage Ratio | 10.08 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Liquidity |
FirstLight Federal Credit Union
El Paso, TX |
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| Hot Money Ratio | 15.44% | |||
| Liquidity Ratio | 8.15% | |||
| Profitability |
FirstLight Federal Credit Union
El Paso, TX |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 1.54M | |||
| Net Interest Spread | 4.51% | |||
| Operating Profit to Average Assets | 1.73% | |||
| Overhead Efficiency Ratio | 69.65% | |||
| Return on Assets | 0.39% | |||
| Return on Equity | 4.22% | |||