| Weiss Ratings |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 5.60 | |||
| Company Info |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 44 | |||
| Phone Number | (915) 562-1172 | |||
| Website | www.firstlightfcu.org | |||
| Asset Quality |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.28% | |||
| 5-Year Asset Growth | 7.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.76% | |||
| Charge-Offs to Average Loans | 1.67% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 3.98% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.57B | |||
| Total Deposits | 1.40B | |||
| Capital and Reserves |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 153.82M | |||
| Leverage Ratio | 10.02 | |||
| Loan Loss Reserves to Loans | 1.52% | |||
| Liquidity |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.95% | |||
| Liquidity Ratio | 14.37% | |||
| Profitability |
FirstLight Federal Credit Union
El Paso, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | -3.48M | |||
| Net Interest Spread | 5.04% | |||
| Operating Profit to Average Assets | 2.14% | |||
| Overhead Efficiency Ratio | 91.71% | |||
| Return on Assets | -0.88% | |||
| Return on Equity | -9.13% | |||