| Weiss Ratings |
FirstLight Federal Credit Union
El Paso, TX |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 5.60 | |||
| Company Info |
FirstLight Federal Credit Union
El Paso, TX |
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| NCUA Charter Number | 44 | |||
| Phone Number | (915) 562-1172 | |||
| Website | www.firstlightfcu.org | |||
| Asset Quality |
FirstLight Federal Credit Union
El Paso, TX |
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| 1-Year Asset Growth | -0.43% | |||
| 5-Year Asset Growth | 7.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.76% | |||
| Charge-Offs to Average Loans | 1.55% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 4.01% | |||
| Non-Performing Loans to Loans | 0.58% | |||
| Balance Sheet |
FirstLight Federal Credit Union
El Paso, TX |
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| Total Assets | 1.59B | |||
| Total Deposits | 1.41B | |||
| Capital and Reserves |
FirstLight Federal Credit Union
El Paso, TX |
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| Capital | 158.91M | |||
| Leverage Ratio | 10.10 | |||
| Loan Loss Reserves to Loans | 1.97% | |||
| Liquidity |
FirstLight Federal Credit Union
El Paso, TX |
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| Hot Money Ratio | 20.78% | |||
| Liquidity Ratio | 22.80% | |||
| Profitability |
FirstLight Federal Credit Union
El Paso, TX |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 1.62M | |||
| Net Interest Spread | 5.44% | |||
| Operating Profit to Average Assets | 2.29% | |||
| Overhead Efficiency Ratio | 70.39% | |||
| Return on Assets | 0.14% | |||
| Return on Equity | 1.39% | |||