C
Y-12 Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Y-12 Federal Credit Union
Oak Ridge, TN
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Rating C
Asset Quality Index 8.80
Capitalization Index 9.10
Liquidity Index 1.60
Profitability Index 7.80
Stability Index 5.00
Company Info Y-12 Federal Credit Union
Oak Ridge, TN
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NCUA Charter Number 440
Phone Number (865) 482-1043
Website www.y12fcu.org
Asset Quality Y-12 Federal Credit Union
Oak Ridge, TN
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1-Year Asset Growth 2.62%
5-Year Asset Growth 10.41%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.52%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 3.50%
Non-Performing Loans to Loans 0.17%
Balance Sheet Y-12 Federal Credit Union
Oak Ridge, TN
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Total Assets 1.95B
Total Deposits 1.66B
Capital and Reserves Y-12 Federal Credit Union
Oak Ridge, TN
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Capital 210.57M
Leverage Ratio 11.97
Loan Loss Reserves to Loans 0.99%
Liquidity Y-12 Federal Credit Union
Oak Ridge, TN
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Hot Money Ratio 18.28%
Liquidity Ratio 5.98%
Profitability Y-12 Federal Credit Union
Oak Ridge, TN
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5-Year Return on Average Assets 1.47%
Net Income 6.10M
Net Interest Spread 3.69%
Operating Profit to Average Assets 2.42%
Overhead Efficiency Ratio 65.53%
Return on Assets 1.25%
Return on Equity 11.73%
Weiss Ratings