| Weiss Ratings |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 5.00 | |||
| Company Info |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| NCUA Charter Number | 440 | |||
| Phone Number | (865) 482-1043 | |||
| Website | y12fcu.org | |||
| Asset Quality |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| 1-Year Asset Growth | 13.07% | |||
| 5-Year Asset Growth | 11.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.61% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 2.17% | |||
| Non-Performing Loans to Loans | 0.27% | |||
| Balance Sheet |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| Total Assets | 2.21B | |||
| Total Deposits | 1.78B | |||
| Capital and Reserves |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| Capital | 239.69M | |||
| Leverage Ratio | 11.56 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Liquidity |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| Hot Money Ratio | 20.81% | |||
| Liquidity Ratio | 4.33% | |||
| Profitability |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 5.86M | |||
| Net Interest Spread | 3.78% | |||
| Operating Profit to Average Assets | 1.12% | |||
| Overhead Efficiency Ratio | 64.66% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 9.95% | |||