| Weiss Ratings |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 5.00 | |||
| Company Info |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| NCUA Charter Number | 440 | |||
| Phone Number | (865) 482-1043 | |||
| Website | www.y12fcu.org | |||
| Asset Quality |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| 1-Year Asset Growth | 2.62% | |||
| 5-Year Asset Growth | 10.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 3.50% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| Total Assets | 1.95B | |||
| Total Deposits | 1.66B | |||
| Capital and Reserves |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| Capital | 210.57M | |||
| Leverage Ratio | 11.97 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Liquidity |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| Hot Money Ratio | 18.28% | |||
| Liquidity Ratio | 5.98% | |||
| Profitability |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| 5-Year Return on Average Assets | 1.47% | |||
| Net Income | 6.10M | |||
| Net Interest Spread | 3.69% | |||
| Operating Profit to Average Assets | 2.42% | |||
| Overhead Efficiency Ratio | 65.53% | |||
| Return on Assets | 1.25% | |||
| Return on Equity | 11.73% | |||