| Weiss Ratings |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 5.00 | |||
| Company Info |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| NCUA Charter Number | 440 | |||
| Phone Number | (865) 482-1043 | |||
| Website | y12fcu.org | |||
| Asset Quality |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| 1-Year Asset Growth | 17.10% | |||
| 5-Year Asset Growth | 11.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 2.75% | |||
| Non-Performing Loans to Loans | 0.36% | |||
| Balance Sheet |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| Total Assets | 2.31B | |||
| Total Deposits | 1.80B | |||
| Capital and Reserves |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| Capital | 248.67M | |||
| Leverage Ratio | 11.34 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Liquidity |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| Hot Money Ratio | 21.10% | |||
| Liquidity Ratio | 6.13% | |||
| Profitability |
Y-12 Federal Credit Union
Oak Ridge, TN |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 14.18M | |||
| Net Interest Spread | 3.85% | |||
| Operating Profit to Average Assets | 1.54% | |||
| Overhead Efficiency Ratio | 61.71% | |||
| Return on Assets | 1.28% | |||
| Return on Equity | 11.83% | |||