D
Ibew Local 681 Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ibew Local 681 Credit Union
Wichita Falls, TX
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Rating D
Asset Quality Index 0.30
Capitalization Index 2.00
Liquidity Index 5.70
Profitability Index 0.00
Stability Index 3.80
Company Info Ibew Local 681 Credit Union
Wichita Falls, TX
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NCUA Charter Number 4402
Phone Number (940) 723-1277
Website --
Asset Quality Ibew Local 681 Credit Union
Wichita Falls, TX
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1-Year Asset Growth -3.39%
5-Year Asset Growth -4.04%
5-Year Charge-Offs to Average Loans 1.76%
Charge-Offs to Average Loans 3.09%
Non-Performing Assets to Assets 4.18%
Non-Performing Loans to Capital 55.36%
Non-Performing Loans to Loans 7.77%
Balance Sheet Ibew Local 681 Credit Union
Wichita Falls, TX
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Total Assets 742.00K
Total Deposits 705.00K
Capital and Reserves Ibew Local 681 Credit Union
Wichita Falls, TX
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Capital 36.00K
Leverage Ratio 4.85
Loan Loss Reserves to Loans 5.01%
Liquidity Ibew Local 681 Credit Union
Wichita Falls, TX
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Hot Money Ratio 0.00%
Liquidity Ratio 40.93%
Profitability Ibew Local 681 Credit Union
Wichita Falls, TX
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5-Year Return on Average Assets -1.93%
Net Income -16.00K
Net Interest Spread 6.63%
Operating Profit to Average Assets -4.33%
Overhead Efficiency Ratio 115.79%
Return on Assets -4.33%
Return on Equity -65.31%