Swindell-Dressler Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 3.1, driven by a liquidity ratio of 9.5 percent and a “hot money” ratio of 10.0 percent. A current level of 2.9 percent of nonperforming loans to core capital combined with 10.2 percent from a year earlier contributes to the Excellent asset quality (9.7).
Asset Mix:
Securities (64%), consumer loans (21%), other (15%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
4712 Clairton Boulevard
Pittsburgh, PA 15236
Pittsburgh, PA 15236
Phone Number
(412) 281-6303
NCUA Charter Number
Largest Competitors
Pittsburgh, PA
Pittsburgh, PA
Pittsburgh, PA
Pittsburgh, PA
Pittsburgh, PA