| Weiss Ratings |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 6.90 | |||
| Company Info |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| NCUA Charter Number | 4405 | |||
| Phone Number | (740) 597-2800 | |||
| Website | www.oucu.org | |||
| Asset Quality |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| 1-Year Asset Growth | -8.30% | |||
| 5-Year Asset Growth | 7.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 2.58% | |||
| Non-Performing Loans to Loans | 0.35% | |||
| Balance Sheet |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| Total Assets | 483.38M | |||
| Total Deposits | 404.08M | |||
| Capital and Reserves |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| Capital | 47.83M | |||
| Leverage Ratio | 12.13 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Liquidity |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| Hot Money Ratio | 10.48% | |||
| Liquidity Ratio | 7.68% | |||
| Profitability |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 359.00K | |||
| Net Interest Spread | 4.12% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 90.27% | |||
| Return on Assets | 0.29% | |||
| Return on Equity | 3.00% | |||