| Weiss Ratings |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 7.70 | |||
| Company Info |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| NCUA Charter Number | 4405 | |||
| Phone Number | (740) 597-2800 | |||
| Website | www.oucu.org | |||
| Asset Quality |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| 1-Year Asset Growth | 5.76% | |||
| 5-Year Asset Growth | 6.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 0.92% | |||
| Non-Performing Loans to Capital | 8.10% | |||
| Non-Performing Loans to Loans | 1.18% | |||
| Balance Sheet |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| Total Assets | 520.42M | |||
| Total Deposits | 431.84M | |||
| Capital and Reserves |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| Capital | 54.52M | |||
| Leverage Ratio | 11.83 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Liquidity |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| Hot Money Ratio | 12.83% | |||
| Liquidity Ratio | 7.95% | |||
| Profitability |
OUCU Financial Credit Union, Inc.
Athens, OH |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 899.00K | |||
| Net Interest Spread | 4.26% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 89.73% | |||
| Return on Assets | 0.23% | |||
| Return on Equity | 2.28% | |||